Anyone want to join me? Awaiting Mortgage decision...

stassy23

xxandyxexx wrote: »

I am in the same position. MA has said mortgage (Nationwide) was approved, subject to valuation (valuation is happening today). Does this mean if the valuation goes ok, I will have the mortgage offer? Or it still has to go to the underwriters?

Ours was approved subject to valuation. Valuation took place Monday broker rang and said we have received full mortgage offer now. So yes its probably been through underwritters.
Good luck

stassy23

AnnaLMLH wrote: »

I here reading through the thread, lots of you seem to use the halifax?

We've gone with santander.

halfabee

halfabee wrote: »

02/05/2015 Viewed house
05/05/2015 Offer made & accepted £5k under asking
11/05/2015 Second viewing
15/05/2015 EA called, chain above is ready!
18/05/2015 Go through details with broker (L&C)
19/05/2012 Apply for FTB mortgage with Halifax (85% LTV)
20/05/2015 Solicitor confirmed (Blacks Direct), mortgage application is in
21/05/2015 Posted ID and proofs
22/05/2015 Got First Direct to fax ISA statement for proof of deposit (reasons not to have an Internet bank)
27/05/2015 EA confirmed valuation booked in for 03/05/2015

Valuation was fine, mortgage offer is in the post!

Good luck everyone waiting, Halifax seem to be doing a fast job right now - the only wait period was for the valuation survey.

xxandyxexx

I received notification from my broker that my mortgage has been agreed subject to valuation.

When checking in for an update with my broker this afternoon, they said the status of my application with Nationwide says "Valuation received and under review".

Does this mean I have been accepted for the mortgage, subject to the valuation of the property matching the value which was on my application? Or does it still need to go to the underwriters?

MarkT1

MarkT1 wrote: »

After chasing Colleys for the valuation it is now booked in for this Friday, keeping everything crossed now!!

Valuation done today along with home buyers report, all seemed to go well, how long does it normally take after the valuation has been done?

ohdear66

30/05 DIP from Barclays
01/06 Went into Barclays today to sign paperwork and submit full application.
02/06 Valuation requested
05/06 Valuation done at 10.15, received mortgage offer at 18.10!

AnnaLMLH

wow that was really fast!

frogandcount

Hey in a similiar position FTB offer has been accepted on house and have applied for mortgage but waiting for valuation. fingers crossed for news soon.
have gone with leeds building society.

becksh1981

becksh1981 wrote: »

Come to join everyone. We Are FTB buying a new build through HTB. Nervous wait now. Our timeline so far is as follows

30/04 - reserved our plot
05/05 - HTB Application sent off
07/05 - Authority to proceed received
15/05 - Mortgage application completed - nothing being sent off to nationwide until Monday though as too late to send it today
18/05 - application received by nationwide

Good luck to everyone waiting on their offer.

UPDATE
Was told valuation booked for 29/05, which was true, but done for the previous purchasers that pulled out of plot, not us. That explains why we never had a txt from nationwide. Big mess up is an understatement.

Valuation now booked for 08/06.......2 1/2 weeks before our completion date!!! Hopefully it won't take nationwide a long time to issue offer

I knew it was going to be stressful, but not this stessful. Can't wait for this to all be over

frogandcount

got a phone call from broker to say she will chase leeds building society on mon. but also got a letter from our landlord saying they have recieved our request to terminate the tennancy. (which we didn't send as we want to stay where we are for now) so had a bit of a stressful day trying to sort that.:(
get the feeling it is going to be a long weekend and am off work monday so even worse having nothing to distract me from waiting for news.