Anyone want to join me? Awaiting Mortgage decision...

nobodysdriving

sarabop wrote: »

Good luck all.
I exchanged today, completion is Monday 13th oct. That's a 31 day turnaround from offer acceptance to complete. Feels a bit real now.
Off to make some lists.

oooohhhh an so envious, I can't wait to get into my new flat.

so happy for you Sarabop

mrs_blackadder

Have a proper timeline now to join you with.

Hoping to buy house we're currently renting from the landlord. Offer made and accepted.

Mon 29/9 AIP from Natwest
Tues 30/9 hard copy of SA302 needed
Fri 4/10 SA302 arrived, to be handed in Monday, along with solicitors pack.


Hopefully the ball will keep rolling next week!

learningaboutmoney3

Hoping for good news tomorrow. Weekends are nice in a way as I know nothing can be done so no waiting nervously for news! I'm ready for it to be Monday though as I know we will have an end to our wait in the next few days.
It's hard not to get excited and think about decorating and buying things for the 'new' house but I'm trying desperately to hold myself back!

asj

Same boat learn abt money hopefully Monday brings the offer , only time in my life when I do not want weekends to be come.

vanessa205

vanessa205 wrote: »

Hi all

I don't normally post to these threads but thought I'd just give our story with Nationwide:

21st August 14 DIP with Nationwide (Had a Save to Buy account for 14 months) 5% deposit saved.
10th September 14 offer accepted on property
11th September 14 Full mortgage application in branch & all paperwork submitted (except husband SA302s - waiting to receive from HMRC)
15th September 14 Valuation carried out
16th September Final SA302s submitted
18th September 14 Mortgage offer issued - mortgage adviser in branch confirmed for full amount & term requested!

7 days from full application to offer - just waiting to receive in post!

Can not fault the service from Nationwide really pleased and would totally recommend using them :T

Just a little update.


After receiving the offer on 18th September we went on to exchange last Monday 29th September and complete today! Should have the keys available by the time I finish work!


The property is a repossession so now all the hard work starts

asj

UPDATE
Hi


My mortgage timeline


AIP 11/08/14
one generic check and two mortgage quotation 11/08/14
Offer Placed 26/08/14
Offer Accepted 01/09/14
Lawyer Appointed 04/09/14
Full Mortgage Application submitted 08/09/14
Memorandum of sale by EA sharing lawyer details 12/09/14
One Generic check and five mortgage quotation checks on Experian 09/09/14
One Generic check on Experian 16/09/14
My lawyer received sellers draft contract 19/09/14
Paid my lawyer for searches 22/09/14
CV, childcare costs, asked by bank 22/09/14
MA advised application randomly picked for audit 22/09/14
MA advised valuation instructed by bank 24/09/14
VALUATION TOOK PLACE ON FRIDAY 26/09/2014
Valuation letter from halifax received saying property lendable
and the price is ok 01/10/2014.

was supposed to hear something on 03/10/14, but no news...



STILL WAITING..........Grrrr.........

asj

UPDATE
Hi


My mortgage timeline


AIP 11/08/14
one generic check and two mortgage quotation 11/08/14
Offer Placed 26/08/14
Offer Accepted 01/09/14
Lawyer Appointed 04/09/14
Full Mortgage Application submitted 08/09/14
Memorandum of sale by EA sharing lawyer details 12/09/14
One Generic check and five mortgage quotation checks on Experian 09/09/14
One Generic check on Experian 16/09/14
My lawyer received sellers draft contract 19/09/14
Paid my lawyer for searches 22/09/14
CV, childcare costs, asked by bank 22/09/14
MA advised application randomly picked for audit 22/09/14
MA advised valuation instructed by bank 24/09/14
VALUATION TOOK PLACE ON FRIDAY 26/09/2014
Valuation letter from halifax received saying property lendable
and the price is ok 01/10/2014.

was supposed to hear something on 03/10/14, but no news...



STILL WAITING..........Grrrr.........

The new is, the desicion on hold pending me sending a document which they had three weeks back. reply is sorry for a communication error.

these people act like Duracell 'GOING ON AND ON AND ON AND ON.

nobodysdriving

vanessa205 wrote: »

Just a little update.


After receiving the offer on 18th September we went on to exchange last Monday 29th September and complete today! Should have the keys available by the time I finish work!


The property is a repossession so now all the hard work starts

FANTASTIC, hope mine is that swift!

sarabop

Best of luck Vanessa, mines a repo too. Let me know how you get on, it's quite an unknown qty, loads of work to do
Fun times.
Good luck everyone else waiting and fingers crossed.

learningaboutmoney3

No news from me. They will be looking at our docs in the next 48 hours! FC tightly now!