Anyone want to join me? Awaiting Mortgage decision...

manub

manub wrote: »

07/05 - Agreement in Principle received
10/05 - Viewed a lovely house and made an offer
14/05 - offer accepted :beer:
15/05 - sent documentation to my mortgage broker
16/05 - solicitor appointed
19/05 - sent missing documentation to broker

21/05 - MA calls to get extra details about my gf (she's not buying with me but will live with me) and card details for the HomeBuyers Report
22/05 - Received Memorandum of Sale
23/05 - Contacted solicitor: they've received the memorandum as well and now they're waiting for the seller solicitors to send a draft of the contract...

Still early stages but can't wait to hear from the lender...

dinealone

22/05/15 Got the search result and contract from the Solicitor now ready for exchange... but still need that blasted Mortgage offer which we won't get until June because the valuation won't take until the 29th of May

Did I mention that I HATE waiting?

kitty_kins

Been told our offer is in the post, now to wait for it to physically arrive!

getting-sorted-sarah

RosieCottage wrote: »

Hi all,


B]evidence of current contribution to a pension scheme - help. I don't have a personal pension. Does anyone know if this is a definite requirement, not once did anyone mention it on the phone when applying for the principle. Do other lenders ask for this now? [/B]

thanks for reading
Rosie

Pretty sure they are asking just as evidence of outgoings, never heard of a pension being a requisite of getting a mortgage, hopefully it is paid off before pension age!

roast

roast wrote: »

Update, seems to be confusion all round but still positive.
19/5 Survey done
21/5 email sent from broker, offer will be sent out on the 22/5
22/5 email sent from broker early afternoon, saying offer issued but incorrect address has entered- will be re-issued 23/5
22/5 Phoned Halifax to check status at 7pm, they say it's all ok, addresses are fine and offer has been issued- so it's fixed?!
22/5 receive survey in post- they got house age incorrect and said it was a 3 bed when it's a 4- money well spent.

23/5 broker receives mortgage offer- emails me a copy to check and it's all good! Hard copies in the post. That's a relief.

natureboss

natureboss wrote: »

This is my timeline!!! :

6/05 offer accepted on 2 bed house in the south-east :j

10/05 DIP from Santander and full app

15/05 Broker submitted all documents (payslip, bank statements)

19/05 In the underwriter's queue

23/05 Sandander doesn't require extra documentation. They instruct the valuation. :T

19ardagh70

spidereyes wrote: »

Natwest called OH this morning, double checked all our details and said the offer was going in the post today :T

At last spidereyes...You can enjoy yet another bank holiday, this time you can actually enjoy it !:T:beer:

Roxanne85

I had my aip approved on Tuesday, the full application was put forward Wednesdays afternoon (Nationwide) does anyone have any idea of the timescales now, ie surveys and mortgage offer? The house is chain free

suziqqq

Finally survey done today after a 3 weeks wait, don't know outcome and don't know how long to get offer from Halifax. The wait is killing me

HOMESWEETHOME

Im new so HELLLLO

Here how we are getting on....


Case history Date message sent
Application received 8th May 2014 2:13pm
Documents/information requested 12th May 2014 11:23am
Broker document submission received 14th May 2014 4:15am
Documents/information Day 3 chasing 15th May 2014 5:59pm
Passed to underwriting 19th May 2014 3:08pm

This is with santander....I don't understand why the underwriters have had it for nearly 4 days and nothing....KILLING ME