Anyone want to join me? Awaiting Mortgage decision...

PoppyPine

PoppyPine wrote: »

We are waiting to hear back on our mortgage application with Abbey/Santander.

29/04/14 made offer on house
02/05/14 offer accepted
07/05/14 appointment with MA
08/05/14 full application submitted & solicitors instructed

Quick update:

12/05/14 solicitors send draft contracts & begin searches
12/05/14 further documents requested by Santander and provided
16/05/15 confirmation application has been passed to underwriters, told to expect a 48 hour turnaround

getting-sorted-sarah

ILikeAdvice wrote: »

When people refer to an MA what do you/they mean? (Probably a stupid question)

Mortgage Adviser. Similar is IFA = Independent Financial Adviser
No such thing as a stupid question!

getting-sorted-sarah

PoppyPine wrote: »

Quick update:

12/05/14 further documents requested and provided
16/05/15 confirmation application has been passed to underwriters, told to expect a 48 turnaround

Oooh Poppy, my Abbey/Santander app went to underwriters on the 14th. I wasn't given an idea of turnaround but fingers crossed it is quick! Awaiting valuation appointment/news now!

19ardagh70

we didn't go with Abbey purely because the IFA said there turnaround was slow at that point..although Natwest doesn't appear to be much quicker !

19ardagh70

Despite being told yesterday it would be next Wednesday before we know if valuation was ok and be sent an offer (possibly) our IFA has just told us all is approved and offer is in the post.

Its GO, GO, GO:beer::j:T:rotfl:

getting-sorted-sarah

19ardagh70 wrote: »

Despite being told yesterday it would be next Wednesday before we know if valuation was ok and be sent an offer (possibly) our IFA has just told us all is approved and offer is in the post.

Its GO, GO, GO:beer::j:T:rotfl:

Woo hoo! Congrats!

PoppyPine

getting-sorted-sarah wrote: »

Oooh Poppy, my Abbey/Santander app went to underwriters on the 14th. I wasn't given an idea of turnaround but fingers crossed it is quick! Awaiting valuation appointment/news now!

On the santander website it says the underwriters are reviewing applications sent through to them on the 14th!

This is a good link:
santanderforintermediaries. co.uk/content/our-service

Though checking it can become a bit obsessive

Good luck x

19ardagh70

PoppyPine wrote: »

On the santander website it says the underwriters are reviewing applications sent through to them on the 14th!

This is a good link:
santanderforintermediaries. co.uk/content/our-service

Though checking it can become a bit obsessive

Good luck x

HERE IS THE NATWEST CURRENT TIMESCALES FOR MORTGAGE APPLICATION PROCESSING

http://intermediary.natwest.com/?extcam=furl-intermediarysolutions

getting-sorted-sarah

PoppyPine wrote: »

On the santander website it says the underwriters are reviewing applications sent through to them on the 14th!

This is a good link:
santanderforintermediaries. co.uk/content/our-service

Though checking it can become a bit obsessive

Good luck x

Thanks Poppy! Excited! Feeling hopeful of getting an outcome next week! Fingers crossed for the right answer! And good luck to you too!

suziqqq

anyone know the current time scales for Halifax mortgages