Anyone want to join me? Awaiting Mortgage decision...

ftbamy2020

watch3r said:

ftbamy2020 said:

Barclays time line
2/7 full application.

4/7 valuation instructed with eSurv.

6/7 mortgage declaration resent in pdf format.
7/7 email to confirm all documents received and satisfactory.

Anyone have any idea on Barclays timeline or the Timeline for eSurv? Not sure if it’s a desktop valuation or a physical valuation, I live in Scotland.

My Barclays timeline - FTB , HTB
application - 30/06
Declaration esigned 2/07
7/07 - confirmation that underwriting came back ok and surv will be booked this week ( no confirmation yet ) 
I was told that the offer will be send within 5 days .
whats you track it status ? 

My one is “key facts” for last 5 days ... 

My track it has been stuck on we are reviewing your application since the 4th. Spoke to Barclays yesterday and they said the valuation was instructed on the 4th but broker told me it was only instructed yesterday so don’t know which it is! 

toriade

toriade said:

Newbie here - its been a long drawn process, thanks to COVID

Mar 17 - New build viewed and reserved 

Mar 19 - Mortgage approved subject to valuation

Mar 23 - Enters lockdown, physical valuation required

May 22 - Pulled out from purchase due to "fleecehold"

May 27 - Reserved on another newbuild

May 28 - Existing mortgage application updated with new property

Jun 2 - Lender requests for latest payslips 

Jun 4 - New Mortgage approved subject to valuation, valuation instructed
Valuation scheduled for July 8. *** Thats forever  ***
 Anyone applied with Santander recently?

Site manager just updated no valuation was done today, been waiting over a month for this.  I just want this to be over asap. MB has no clue.

watch3r

ftbamy2020 said:

watch3r said:

ftbamy2020 said:

Barclays time line
2/7 full application.

4/7 valuation instructed with eSurv.

6/7 mortgage declaration resent in pdf format.
7/7 email to confirm all documents received and satisfactory.

Anyone have any idea on Barclays timeline or the Timeline for eSurv? Not sure if it’s a desktop valuation or a physical valuation, I live in Scotland.

My Barclays timeline - FTB , HTB
application - 30/06
Declaration esigned 2/07
7/07 - confirmation that underwriting came back ok and surv will be booked this week ( no confirmation yet ) 
I was told that the offer will be send within 5 days .
whats you track it status ? 

My one is “key facts” for last 5 days ... 

My track it has been stuck on we are reviewing your application since the 4th. Spoke to Barclays yesterday and they said the valuation was instructed on the 4th but broker told me it was only instructed yesterday so don’t know which it is! 

They do eSurv if they can on you application submit. I was told by broker that the steps are : - application ( hard checks , primary underwriting) - proper underwriting ( 2-3 days after application declaration send ) - valuation and - offer.
hopefully I will know by Friday when’s my valuation as it was instructed yesterday . Track it is kind of useless, broker says all good no need to worry ...

Creditfixer3021

toriade said:

toriade said:

Newbie here - its been a long drawn process, thanks to COVID

Mar 17 - New build viewed and reserved 

Mar 19 - Mortgage approved subject to valuation

Mar 23 - Enters lockdown, physical valuation required

May 22 - Pulled out from purchase due to "fleecehold"

May 27 - Reserved on another newbuild

May 28 - Existing mortgage application updated with new property

Jun 2 - Lender requests for latest payslips 

Jun 4 - New Mortgage approved subject to valuation, valuation instructed
Valuation scheduled for July 8. *** Thats forever  ***
 Anyone applied with Santander recently?

Site manager just updated no valuation was done today, been waiting over a month for this.  I just want this to be over asap. MB has no clue.

Can your broker not tell you when it’s been booked for?

im with Santander and our valuation is taking place tomorrow, the site manager confirmed this when it was booked (my MA then confirmed this about a day later)

I was told today that my application has been passed to the mortgage centre and all good subject to valuation. I’m still super nervous but could hear good or bad news anytime between tomorrow and a couple of weeks (apparently the time lines after valuation vary). 

toriade

Creditfixer3021 said:

toriade said:

toriade said:

Newbie here - its been a long drawn process, thanks to COVID

Mar 17 - New build viewed and reserved 

Mar 19 - Mortgage approved subject to valuation

Mar 23 - Enters lockdown, physical valuation required

May 22 - Pulled out from purchase due to "fleecehold"

May 27 - Reserved on another newbuild

May 28 - Existing mortgage application updated with new property

Jun 2 - Lender requests for latest payslips 

Jun 4 - New Mortgage approved subject to valuation, valuation instructed
Valuation scheduled for July 8. *** Thats forever  ***
 Anyone applied with Santander recently?

Site manager just updated no valuation was done today, been waiting over a month for this.  I just want this to be over asap. MB has no clue.

Can your broker not tell you when it’s been booked for?

im with Santander and our valuation is taking place tomorrow, the site manager confirmed this when it was booked (my MA then confirmed this about a day later)

I was told today that my application has been passed to the mortgage centre and all good subject to valuation. I’m still super nervous but could hear good or bad news anytime between tomorrow and a couple of weeks (apparently the time lines after valuation vary). 

All parties were aware valuation was booked for today, site manager even had reminder text confirmation from the valuation company last night saying someone is coming in today...... no one showed up. 

You’ll get the good news 1/2days after your valuation 

Beckydev

AllayaBroom said:

Beckydev said:

AllayaBroom said:

I am waiting on Skipton BS and I am normally a very patient person but for this - I have beeen sooo anxious because this my first (dream) home that I'm starting with my little family
DIP received and application submitted on 30/06/20
Valuation instructed on 01/07/20
Valuation expected on 09/07/20 which is tomorrow EEEK

I tracked the above on the tracker on their website and my broker said it's currently with an underwriter being assessed which I don't think is true because Skipton carry out valuations before underwriting and the valuation is still to be done (from what I have heard) anyway I'm not really bothered about that as long as it we get our mortgage offer! Anyway I check Skipton's turnaround times daily (I know I have issues!) haha but all I can see it their offer times being extended - it's on 8 days at the moment - so I'm guessing another 2 weeeeks! 

I'm going to have no hair by the end of this! 

Anyone else had experience with Skipton and tired of this waiting game?

Currently waiting an offer with skipton. 
Online tracker hasn't updated in days, it went to the underwriters before valuation. 
I have been phoning daily, I have sorted alot out over the phone. My broker is still saying they havnt processed my valuation but I spoke to skipton on Monday and they have. Looks like they are slow to update anything or anyone. 
I will be ringing tomorrow for more updates, just on the off chance I can find out something instead of waiting for letters/emails

My broker emailed saying the valuation hasn't happened yet - on the phone to Skipton and they've said a desktop valuation was done yesterday so I don't think they've had time to provide the update to my broker

I guess I'm going to have to keep calling them for updates.

when did you submit your application?

Applied 22nd June, had to give extra information and this was asked for 2 days before valuation from the underwriters. 

Creditfixer3021

toriade said:

Creditfixer3021 said:

toriade said:

toriade said:

Newbie here - its been a long drawn process, thanks to COVID

Mar 17 - New build viewed and reserved 

Mar 19 - Mortgage approved subject to valuation

Mar 23 - Enters lockdown, physical valuation required

May 22 - Pulled out from purchase due to "fleecehold"

May 27 - Reserved on another newbuild

May 28 - Existing mortgage application updated with new property

Jun 2 - Lender requests for latest payslips 

Jun 4 - New Mortgage approved subject to valuation, valuation instructed
Valuation scheduled for July 8. *** Thats forever  ***
 Anyone applied with Santander recently?

Site manager just updated no valuation was done today, been waiting over a month for this.  I just want this to be over asap. MB has no clue.

Can your broker not tell you when it’s been booked for?

im with Santander and our valuation is taking place tomorrow, the site manager confirmed this when it was booked (my MA then confirmed this about a day later)

I was told today that my application has been passed to the mortgage centre and all good subject to valuation. I’m still super nervous but could hear good or bad news anytime between tomorrow and a couple of weeks (apparently the time lines after valuation vary). 

All parties were aware valuation was booked for today, site manager even had reminder text confirmation from the valuation company last night saying someone is coming in today...... no one showed up. 

You’ll get the good news 1/2days after your valuation 

I hope so. Even though we’re getting close, I never thought we’d have a chance of a getting a mortgage so I won’t be confident until we get the confirmation text from Santander.

sorry, I didn’t read your original post properly. How annoying they simply didn’t turn up after waiting a month. My valuation was booked 12 days ago so hopefully you don’t have to wait as long as a month this time. 

Hopefully they put you as an urgent case and get it booked in this week! I can see the mortgage process getting slower after today’s announcement, my MA said this could delay the time for them to review the valuation.

ftbhere

Has anyone heard of two valuations being instructed? Nationwide texted me saying my valuation was booked in for today and I confirmed with the developers that the valuation took place (she said she sent the documents across so I assume it was a desktop valuation) then today I’ve received another text from nationwide saying the valuation is booked for tomorrow. Why would this be?

Creditfixer3021

Does anyone know how long I should expect conveyancing to take on a new build property (that’s already built and completed). When I googled it, it said 8-12 weeks, is it really that long? 

Tilly111213

Can I join? I am 3 days into the waiting and not sure I can cope with this much longer! I am normally quite paitient and what-will-be-will-be but it's taken so many viewings to get a buyer and I am so invested in the next house (silly I know but I can't help it!). Really nervous as, although AIP went straight through with Halifax, we were declined by Virgin first of all. I am carrying some debt (but well within affordability) and have around 6 small late payments in the last 2 years - really frustrating and just pure bad admin on my part.  Also had a hard search for car finance a few weeks ago but I was about to take the house off the market!! We have a 40% deposit so am just crossing everything and hoping for the best. Here is my not very long timeline...

06/07 - AIP with Halifax