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Buffy's 100 Day Challenge :)
Comments
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What I could do to a chippy tea! Fish supper ... I'm frothing at the mouth !!! am sooooo jealous xx0
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Total respect Buffs on resisting Ikea.
Will not mention the one in the Burgh!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Total respect Buffs on resisting Ikea.
Will not mention the one in the Burgh!!
I don't know how long I will be able to resist!
May go on Sunday:o:o:o:o:o
I know I shouldn't but the house is making Mum and I so unhappy. Mum keeps getting annoyed and then making excuses. This drives me NUTS and is the principle reason why the house is in the state it is in. It is so difficult when we are both depressed.
Essentially I can afford it just. and if it helps make the conservatory liveable that has to be better.
boy I am sleepy. but need to get the bank..............
and got LOADS to do.
ugh.
0 motivationNevertheless she persisted.0 -
October 6th 2013
Decisions
1. I need to learn the value of delayed gratification. I will not go shopping till the house straight.
2.I have a good opportunity in this job and need to make sure I make the most of it. It isn't their fault I had such a hideous time at the last place.
3. I am giving up Online dating. I have given it a good two years now. I had my heart smashed to teeny tiny pieces. That's it. I have been single for most of my life and there has to be a reason for that. I had a good time with the last guy but really it has had too much impact when it ended. don't like feeling vulnerable. At All. And as with all things in my life, I need to feel that I gave it my best shot and I know I have so time face life with just me.
4. Am getting back to being "ill" again, tired, sad, no motivation. am worried the depression is coming back. Scary !!!!ing feeling.
SO. I need to have a plan re diet and fitness.
talking of which I should so go to bed.
Night all XXXNevertheless she persisted.0 -
Hi Buffy,
You're making great strides and with a hugely difficult variable income.
The lure of ikea is great but impossible to say no (for me) once you're surrounded by acres of "ooohhhh I'll die without that..." stuff.
Dating is like job hunting, always easier to find one when you have one. I've stopped looking tbh. I've been picked up and dropped so much the last couple of years I simply don't care anymore. The number of male friends who fled when they heard the cancer was back and then started texting again 6 months later when they knew the bulk of treatment would be over floored me. And when I pointed it out to the little darlings (Tom, Simon, Ron, Paul, Graeme and Kevin) the general feeling was the cancer had left me bitter :rotfl::rotfl:
What's for you will not go past you. Decent chap will turn up when you least accept, until then enjoy the quiet and joy of no snoring, unanimous decision making and putting yourself first.
KJ xx:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Quick Money stuff.
I have 400 in my main account
450 in my Rent and bills account ( 350, 100 "float")
Amazingly (and luckily) the vets paid me back 125 quid! (I have no clue why!) I paid the cheque in yesterday in to my second account which I am ignoring since 1. I was overdrawn in that account post car and ebay:o and 2. I have 400 in my main account for my monthly spends. I may not need all of that. But lets play it safe.
I have paid my cc minimums and aside from phone bill I think everything is covered.
I need another 650 to cover bills and rent. so that is 325 for the next two weeks. Don't even know if I will earn that much!
Or 217 over 3 weeks. Which might be better.
Having said all that I think I might need to pay the Tesco's card off?
Just checked, no, although I have been spending on it, petrol, night outs, sainsbugs, dentist, vets with gps, (as spending money went on car and vets) BIG bill next month....Really need a spend dairy cos until I looked online just now I thought I had paid both vet visits from the spends account, but it turns out the second one was on the CC........
That could be interesting.
*ponders*
hate needing money :rotfl:
Thanks for your kind words KJ XXX
I must say that your experience of men and male friends just really makes me think I am better off without them. How completely out of order. I would say I was surprised but honestly? I am not, in my experience men have tended to sod off in difficult times - dads who disappear are a common factor in my job and actually for some of my friends who have divorced, every visit is a struggle and as for money.......well. I am in serious danger of becoming very anti men!! Apart from my Wonderful Dad, I don't have many good examples of decent blokes in my life. *racks brains* nope. a couple of my friends' have nice husbands........that's it.
I think even if a guy did show up it wouldn't change my mind. I do genuinely believe I am not meant to be in a relationship(it is the default setting I go back to) and I guess that is the vibe I am giving off and that is ok by me.
Effectively till I find a job, purpose, or really decide to work abroad, find the next thing that means something I am surviving one week to the next, making sure Mum is ok and paying off the debt. I am working for a clean slate which = a de-cluttered house, no debt, 5,000 in savings.
and then it is on to the next bit. that is quite exciting.
I need to go get dressed.
Have a good one folks XXXXXXXXXXXNevertheless she persisted.0 -
Hi Buffy
Don't give up on men - just don't try so hard to find one. Mr Right is out there somewhere - maybe he's hiding from you right now but he'll appear when the time is right. (Slight overuse of the word right there!) You're too young to give up yet. In the meantime enjoy being single and having your freedom. By the way your mum is lucky to have such a caring daughter.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Have to say don't end like me BuffyI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
am so tired.
happy tho. got !!!! done today and ok so it wasn't the conservatory but the sun was shining so I did some gardening instead.
I alos tidied up my room, found a spider, screamed blue murder scared Mum and the dogs. Then it was hoover, bath, hot water. Plus I flea sprayed the carpet!
I have 3 bags in the boot for the charity shop.
tomorrow is a long day................
ugh.
oo I didn't spend any money.
XXXNevertheless she persisted.0 -
Yah to spending no money.
I did as went for a coffee.
Sometimes just have to get out.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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