Buffy's 100 Day Challenge :)

Buffythedebtslayer

Sun_Addict wrote: »

Hi Buffy

Hope you're feeling better soon. Can't believe the vet's bill - licence to print money is all I can say! Vets and dentists - all the same!

It so is a licence to print money.

Drives me nuts. And keeps stuffing me moneywise.

So........bills and rent are paid for this month. Need to pay my Credit card off with this weeks money plus put aside some for the rent and bills.

Then the following week's money goes half on monthly bills and half - well less than half goes to spending money. (new plan - it seems I can't ignore money!!)

ho hum.

I feel better now. Although next week I will only have 4 days pay and yeah. October is going to be tight!


and I cannot spend ANY money.

Having pets is expensive. Had to buy a test kit for the fish tanks and the ponds.

Ebay was cheaper than the pet shop tho.

mind you have spent the evening perusing the ikea website!

am a NIGHT mare!

any how must go to bed with my peppermint tea.

night all XXXX

ps - spent 15 in sainsbugs, not as good as it sounds! as a lot was prepared food but we shall see if I can manage under 20

xx

beanielou

Step away from Ikea Buffy

Buffythedebtslayer

Boo! Spies everywhere :rotfl::rotfl::rotfl:

but but but........nothing frankly! I have no justification whatso ever.

:o:o

Today was bloody stressful to be honest.

And I had to go to Sainsbugs again, forgot Guinea pig food, dog treat, cereal and dinner for tonight.

17 pounds later...............plus potato salad and olives.

I did get paid from my other job tho which is good.

Am wheezy after eating a curry with chilli in it. weird.

going to put pjs on I love pjs check the bank accounts of doom and then prep for tomorrow.

xx

beanielou

Pass the curry this way

postingalwaysposting

Buffy I get paid weekly and can I ask why you don't put money away each week for your bills then you have spends/saves/debt payments each week. I simply add up all my bills and rent and divide it by however many payday's are within that month. Each week I then have a pot for bills, a pot for rent, a pot for petrol and then whatever is remaining can be spends/debts/saves.

Direct debts and rent go out of the same account which my 'pots' are held so no need to worry about those. I know it may take you a month to set this up but it may work better than effectively working for nothing for two weeks.

Something to think about...

Buffythedebtslayer

beanielou wrote: »

Pass the curry this way

It was one of those microwave meals, the My Goodness range from Sainsbugs.

I like them a lot but am normally better at reading the ingredients

Buffythedebtslayer

Thanks Pap, you are a lot more precise than me!

postingalwaysposting wrote: »

Buffy I get paid weekly and can I ask why you don't put money away each week for your bills then you have spends/saves/debt payments each week. I simply add up all my bills and rent and divide it by however many payday's are within that month. Each week I then have a pot for bills, a pot for rent, a pot for petrol and then whatever is remaining can be spends/debts/saves.

Direct debts and rent go out of the same account which my 'pots' are held so no need to worry about those. I know it may take you a month to set this up but it may work better than effectively working for nothing for two weeks.

Something to think about...

It is pretty much what I decided to do.

Buffythedebtslayer wrote: »

So........bills and rent are paid for this month. Need to pay my Credit card off with this weeks money plus put aside some for the rent and bills.

Then the following week's money goes half on monthly bills and half - well less than half goes to spending money. (new plan - it seems I can't ignore money!!)

ho hum.

The thing with me is I like to know my rent and bills are paid, For sure as soon as possible. Then I don't worry.

However this week it is about paying back the vet bill on my CC and then limiting the damage done to the car savings from the fixing of the car.

The ideal for me is to ignore my main wages and live off my second job. But given that I am back to the vets on Saturday.......

Sun_Addict

Hi Buffy

If your income is erratic then you need to make sure you have the money for bills first. Then you can relax a bit. The only alternative would be to get a month ahead of yourself bills wise.

Buffythedebtslayer

Sun_Addict wrote: »

Hi Buffy

If your income is erratic then you need to make sure you have the money for bills first. Then you can relax a bit. The only alternative would be to get a month ahead of yourself bills wise.

Hello SA X

a month ahead with the bills. interesting idea.

I have resisted the urge to go IKEA.

I am proud.

no plans this weekend and really want a nap but have to go get fish and chips so routine but also so LOVELY.

xxx

please-let-me-be-lucky

I'm proud of you too .

Mmmm chippy tea.

Oh well, I'm sure my pasta bake will be nice .