The Secret Dreamworld of a (Scottish) Shopaholic

please-let-me-be-lucky

I assume that means you now have £30 to play with on the bingo site. Fingers crossed you get a big win - and then close the account!! Xx

scottishspendaholic

please-let-me-be-lucky wrote: »

I assume that means you now have £30 to play with on the bingo site. Fingers crossed you get a big win - and then close the account!! Xx

Hey Lucky, I tried that last night, lost the lot - boo hoo - I would've needed to win about £130 & then play through £100 of that to withdraw it & have broken even though!!!

I've had a so-so day on eBay, I put some cassette tapes on a few days ago after reading a tip on here & doing some research. I thought they'd sell for £5 plus each, so put each tape on with free P&P - of course all 3 sold for 99p & I've got to cover the P&P so only pennies profit there. I'll have to chalk that up to experience, I think. However a couple of other low ££ items sold. My children's clothes selling is going well though, & subject to payment, I made another £20 selling a bundle today.

So pending payment for various things, I only need to make another £155 by the end of the month, and that includes my revised debt repayment plan of £280 min. payments, £75 overpayment AND £100 extra payment to the underpaid Visa-DH-knows-about, which I wasn't planning when I made my original plan just 19 days ago. I'm over halfway of the revised plan, with more than 1/2 the time I allocated (46 days) to go, yay! To be fair, I did get a huge boost with the £80 cash from my former colleagues, but I'm still chuffed with my achievement!

I have a super super ambitious potentially impossible plan for September, which I am busy plotting just now, details to be revealed once I have made the £155 noted above.

My Mum wanted to give me £5 today for an unwanted toiletry set of mine she is going to re gift, but I refused it & felt good about it. That might sound barmy, but she is good to me - this week alone she is taking me out to lunch & helping me with the cost of 3 x passport applications.

2 NSDs/4 - yahoo!

Off for my daily diary fix :rotfl:

OrangeFairy

Hi SS

Sounds like your mum is a great supports

Bummer about the cassette tapes going for 99p.

I have some bit to put on but I really need to get motivated and do it!

Good luck for Sepember- you seem determined enough to male it happen though!

OF x

scottishspendaholic

scottishspendaholic wrote: »

So pending payment for various things, I only need to make another £155 by the end of the month, and that includes my revised debt repayment plan of £280 min. payments, £75 overpayment AND £100 extra payment to the underpaid Visa-DH-knows-about, which I wasn't planning when I made my original plan just 19 days ago. I'm over halfway of the revised plan, with more than 1/2 the time I allocated (46 days) to go, yay! To be fair, I did get a huge boost with the £80 cash from my former colleagues, but I'm still chuffed with my achievement!

Balls. Serves me right for being smug. I've totally miscalculated, and need to make another £50, so £205 total by 31/8. It is do-able as I've still got 26 days to go, but I'm furious with myself. It might mean I can't undertake my ambitious September plan, but I'll see how I go..

3/31 NSD today, despite passing a favourite shop in town. I am off charity shop browsing & for lunch with my Mum tomorrow (she's paying), I will be very very careful - I've no room for error now!

scottishspendaholic

scottishspendaholic wrote: »

Balls. Serves me right for being smug. I've totally miscalculated, and need to make another £50, so £205 total by 31/8. It is do-able as I've still got 26 days to go, but I'm furious with myself. It might mean I can't undertake my ambitious September plan, but I'll see how I go..

3/31 NSD today, despite passing a favourite shop in town. I am off charity shop browsing & for lunch with my Mum tomorrow (she's paying), I will be very very careful - I've no room for error now!

It's definitely a roller coaster! I'm back in the game! Tonight I received an email re. the aforementioned expensive hennie. The crux of it was that the bride is offering to have a mini hennie in my closest city for me and other friends, meaning that I save £20 on planned expenditure on a train ticket this month (not to mention the fact that drinks here will cost me less than the day out etc when it comes to it), yahoo! Also, I have decided to put my £2 coin stash (£30) to the fund if I can't make enough. I'm not keen on this idea as I have a plan for my £2 stash & really don't want to dip into it, but I'd rather that than fail my 1st self-imposed challenge!

marmiterulesok

scottishspendaholic wrote: »

It's definitely a roller coaster! I'm back in the game! Tonight I received an email re. the aforementioned expensive hennie. The crux of it was that the bride is offering to have a mini hennie in my closest city for me and other friends, meaning that I save £20 on planned expenditure on a train ticket this month (not to mention the fact that drinks here will cost me less than the day out etc when it comes to it), yahoo! Also, I have decided to put my £2 coin stash (£30) to the fund if I can't make enough. I'm not keen on this idea as I have a plan for my £2 stash & really don't want to dip into it, but I'd rather that than fail my 1st self-imposed challenge!

That's good news!:j

MrsSmith2013

It definately is a rollercoaster!! I hope you don't have to break into your £2 stash. I was thinking about having to do the same to a terramundie pot I have that was only supposed to have £1 / £2 coins in it - there's probably not much more than £10 in it, but it might help this month!

I'm sure you won't fail your first challenge, you'll get there with all your great ideas and the support from your diary buddies!!

Mrs S x

scottishspendaholic

Gah somehow spent £25 at the charity shops. £15 over budget, what a failure. I bought 2 work tops, a work cardie (I start a new job this week), a winter tunic/dress thing with bows on it, a l/s top and winter dress for DD, a Ben 10 watch for DS's Xmas stocking & 4 x cheap birthday cards. I am going to claw back the money from my haircuts budget as my Mum has hairdressing scissors & has offered to do it instead (& teach me) so it's not all bad. We had a lovely lunch (both had a meze platter and homemade cake, yum!) at a beachfront cafe & a great chat.

OrangeFairy

Hi SS

Boo to the overspend. Sounds like you got a lot though!

I am glad you had a lovely time with your mum

How are eBay sales going?

OF x

Pippilongstocking

Hey lovely
I just wanted to say goodluck with it all.

I've serious issues with not spending on food and charity shops. NSD's are a bit tough for me, but I've had a few this month and I've challenged myself to try and eat out the cupboards.

Its hard. I think I'm seriously addicted to food shopping.

Anyway - I just wanted to say goodluck with it all.

School holidays are tough times to try and keep the spends down.

Goodluck - I keep my finances very separate from my OH (we're marrying soon) as I have two kids that I support by myself so my money and my money issues are my own business so I get the privacy thing even though its different circumstances. But my financial arrangements wont' be changing when we're hitched.

Well done on moving forward.



And, goodluck!

B**ger about the quid in the trolley. I'd be gutted too.