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Living on next to nought - is that the key?

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  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hopeful joy~~Great news on entering the new year with no debt :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Congratulations Hopefuljoy a new year and NO debt :T
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    Smile of the day.

    1286.gif
  • wishus
    wishus Posts: 1,264 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow, Hopefuljoy, wish that were me! :T

    Well, I have my 5 year plan, so one day!
    Keep reading books!
    July grocery challenge START: £150.
    total SPENT £127.53, REMAINING £22.37.
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Still not read back. Where has my evening gone! I too am burning that candle fast GP. Luckily it is a Christmas spices candle so it smells lovely as I do so!

    Big hugs to all and yay for Hopefuljoy and Pirin!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hopefuljoy wrote: »
    Hello Greying and chums. I hope you have all had a good Tuesday! Three sleeps to go to my Christmas break and Pirin the puppy collection day!! This term has been a tough transition but very rewarding and I'm absolutely pooped, hence I haven't contributed for a while. I read all your posts every night though and am with you in spirit.

    DD and I have finished Christmas shopping and I get paid on the 22nd which means I will enter the new year without debt for the first time in seven years. I am pleased and relieved!! Just need to resist the sales which should be easy as we want for nothing.

    With all your help I've come on such a long way this year. Thank you one and all!!

    That is amazing well done to you on all your hard work too!

    :A

    Waves to greying and chums. :A
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    Smilie of the day.

    hopa-smiley.gif?1292867619
  • maddiemay
    maddiemay Posts: 5,111 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Upsidedown_Bear wrote: »
    Smilie of the day.

    hopa-smiley.gif?1292867619

    Another great smiley Upsidedown Bear, could you please send a large helping of that bounce my way please, I cannot shake off a cough and cold and feel if I have a large brick on each shoulder:(
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    maddiemay wrote: »
    Another great smiley Upsidedown Bear, could you please send a large helping of that bounce my way please, I cannot shake off a cough and cold and feel if I have a large brick on each shoulder:(

    Bounce sent to you and a
    hug3-smiley.gif?1292867621
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Big hugs Maddiemay - feel better soon! The bricks sound unpleasant... doctors may be called for?

    Eventually I shall catch up with a few days GP but we seem to be ships passing in the night! Make sure you don't run out of steam! :)

    Did you get your mini stollen bites? I still have loads in our local Leedle!!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
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