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Living on next to nought - is that the key?

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  • Good Evening :hello:

    Sorry I've not been around - life got in the way :(

    Hopefuljoy - Ooooh - puppy collection day - tomorrow? :j End of term - unscathed? :j Debt-free start to the new year for the first time in 7 years..... :j:j:j:j:j:j Thank you for letting us join in your celebrations Hopefuljoy - that truly is amazing :D

    Beanie, supersaver, Upsidedown Bear, wishus, Lilt and Pippi Ta everso for your generous support of Hopefuljoy and for popping in to say howdy - mucho appreciated :D

    Upsidedown Bear - I love today's smilie :D

    maddiemay - oh I hope you shift that cough and cold pronto - additional *bounce* sent via pony express from me :D

    Did you get your mini stollen bites? I still have loads in our local Leedle!!

    Nah love :( In fact, I think that they only replenished the xmas stock that one time I was in there (and they hadn't unloaded) and when I was in there Tuesday, there was hardly anything left in the *chrimbo* section at all - to the extent that they'd had to *fill* with their version of *finest* items (sorry, don't know what mrL call theirs) to warrant the shelf space. I was glad I had bought some individual Christmas puddings (DP doesn't know and is still dropping hints :rotfl:) as they had all gone too. Christmas is done and dusted (almost) as far as they are concerned, probs have easter eggs on the shelf by next Friday........ :rotfl: I wonder how many people, who did the right thing and stocked up early for Christmas will have any stollen bites left though? :rotfl: I did chuckle, as the mrL advert promoting them is still playing at the ad breaks - particularly on F00d network.

    Food has been very pedestrian and boring and there are no pics - as y'all know what a baked tattie looks like :o

    I haven't snagged anymore NSD's and I have used up most of my budget now. A few treats have snuck in, nothing outrageous. And I have got a mountain of parsnips, as there were a load YS'd in mrM today :j

    I am going to hit the hay I'm afraid, try to catch up on my zzzzz's, and perhaps I'll be able to remember what day it is tomorrow....... Ah yes! Puppy Pirin Pick-up Day :j:j:D

    Today I am very grateful for these 3 things;

    Our National Health Service :j

    The prospect of a warm bed and a hottie to cuddle up with - (hottie being slang for a hot-water bottle, natch ;))

    That I've sufficient.

    Thank you so much for popping by, reading, cheering on Hopefuljoy and being, around good eggs :D I remain greatly appreciative.

    See y'all later.

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
  • rtandon27
    rtandon27 Posts: 5,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ...(hottie being slang for a hot-water bottle, natch ;))...

    Are ya sure 'bout that GP?!?;):D:rotfl:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • You are all utterly gorgeous and wonderful!! Thanks for cheering me on!! Pirin will be with us by six pm tomoz and DD and I will find a way to upload some pictures for you.

    I've bought all our Christmas presents and the tree is up. It was really MSE as well as its from Mr T..co and was reduced from 15 to 10. It's six foot tall and very fluffy if you know what I mean. Will last us years and years.

    Finish school at 1230 and the staff effort at the bandaid song goes on YouTube tomorrow. I'll post the link so you can see the amazing school I work in!! We can play a film tomorrow so I'm taking in Nativity, one of my faves!!

    Goodnight one and all and have a marvellous Friday!!
    With family, friends and pets (or any combination of them) life will be fine!


    Emergency fund £2474 post cat wee catastrophe!

    Fashion on the Ration 55 coupons available in 2022
  • Smilie of the day.

    smiley018.gif
  • beanielou
    beanielou Posts: 95,551 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday Grayling & friends :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • GP - mail me if you would like me to collect some and stick them in the post for your kind attention.. :)

    Just sending this bit of Christmas cheer to anyone who may wish to participate...

    "Boom - Anyone want YNAB at 25% off?!?!?!? No referalls, just create a 'Steam' account and download Steam, then pay for it through STeam. You don't have to open it via Steam everytime, but at £22.49 buy yourself the best Christmas present you could wish for at a knocked down price. I got 20% off and still paid £28 and I have saved that much at least 20x over in the last 6 months!!

    If you need any help just mail me as I am at work and will only get emails about private messages til I finish!!! Go now, the sale is always quick!!"

    Really - if you can't figure out Steam but want it, mail me I will mail right back. This is a really good price!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Hello Greying and chums!! Pirin has come home!! No pictures yet but he is totes amaze and a lovely young man..... two of the cats , Bella and Rambo, have been getting to know him and so far so good. He has eaten and DR and he have been getting on famously. She has already trained him to go to bed in his basket. I will try to upload pictures tomorrow.

    See you all tomorrow!!
    With family, friends and pets (or any combination of them) life will be fine!


    Emergency fund £2474 post cat wee catastrophe!

    Fashion on the Ration 55 coupons available in 2022
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Welcome to the column Pirin - looking forward to hearing about all your adventures.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Smilie of the day to welcome Pirin.


    puppy-kisses-smiley.gif?1292867658
  • maddiemay
    maddiemay Posts: 5,111 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Miss Border Collie wags a tail and sends a little lick to Pirin, (looks like he is giving a thorough wash to that great smilie, towel at the ready:rotfl:)

    I hope that you are well Greying, DP and Pilgrims:D
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
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