HSBC put me onto Debt Collections when I'm not in debt?!

bobwilson

Dogger69 wrote: »

Oh, and CCs only offer greater protection in transactions where the item is worth more than £100.

So they do offer a greater protection then! Hence why people would prefer to use CCs than chargecards or debit.

bobwilson

Dogger69 wrote: »

I cannot speak for all multi millionaires, but the few I know do have staff that would manage these issues - a PA, an accountant, in one case a team of accountants. With such a high worth it makes sense to delegate such tasks.

Ah, the few you know, but not all

bobwilson

wealdroam wrote: »

No you haven't.

Unless you mean this sentence:

yes, that sentence, and this:

"To top it off, giffgaff have now stopped my mobile phone, so I'm stuck without a phone, and the credit card is still getting declined because it takes up to 48 hours for them to re-enable it apparently."

pretty clear, but if you need clearer: my phone was cut off because the credit card was declined. How's that?

bobwilson

CKhalvashi wrote: »

It's a card that needs to be paid in full each month.

We have access to some £2m across the company on Corporate Cards, and I personally have access to around another £200k on my 6 personal cards, so I don't need one, but they can be useful for many businesses/entrepreneurs.



It offers more protection than a Debit, legal protection, rather than customary.

Do charge cards offer more protection than a credit card? I think CC's still offer more protection, which was the point I was making.

bobwilson

wealdroam wrote: »

Which is exactly what I said...

So whats the problem then.. Why ask me to clarify for you if you don't want to hear it?

wealdroam wrote: »

Are you sure you run a business?

Are you sure you're not trolling?

bobwilson

wealdroam wrote: »

I agree.

I was simply responding to the OP's erroneous statement:

pedantic...

bobwilson

Dogger69 wrote: »

Anyone else feeling sorry for the call centre staff that had to deal with the OP?

anyone else feeling sorry for people for having to tolerate Dogger69's abusive posts

bobwilson

wealdroam wrote: »

Certainly not.

Glad to hear it, we're in agreement then!

bobwilson

artbaron wrote: »

Certainly it's a bizarre thing to do on their part.

That's my point! So we're in agreement then.

zaax

Lodge a complaint with the bank, and change banks.