HSBC put me onto Debt Collections when I'm not in debt?!

bobwilson

wealdroam wrote: »

But it has already been explained to you that credit cards offer no more protection unless the purchase is over £100.00.

Key bit: "unless the purchase is over £100."

that means CC's offer more protection than DC's.

wealdroam

bobwilson wrote: »

The bit about being outraged it went over the limit.

You are the only person that has used that quote.

Lokolo actually wrote:

Lokolo wrote: »

- The OP is outraged that his card has now stopped working because they have gone over their limit

wealdroam

bobwilson wrote: »

Key bit: "unless the purchase is over £100."

that means CC's offer more protection than DC's.

Please stop misquoting.

Funding you Giffgaff account from your debit card would make more sense than from your credit card, and offer just as much protection.

bobwilson

wealdroam wrote: »

You are the only person that has used that quote.

Lokolo actually wrote:

lol, have you got no where better to spend your saturday afternoon than sitting indoors trolling my thread, wealdroam?

DCFC79

Dogger69 wrote: »

I expect a multi millionaire would have staff to keep an eye on such matters!

The millionaire will have an accoutant to look after the finance.

bobwilson

wealdroam wrote: »

Please stop misquoting.

Funding you Giffgaff account from your debit card would make more sense than from your credit card, and offer just as much protection.

I'm not misquoting, you are. I think we're in agreement about the CC and DC issue.

bobwilson

DCFC79 wrote: »

The millionaire will have an accoutant to look after the finance.

Accountants are more responsible for tax affairs once a year and rarely keep such an eye on personal spending and credit cards every day;)

wealdroam

bobwilson wrote: »

lol, have you got no where better to spend your saturday afternoon than sitting indoors trolling my thread, wealdroam?

Well now that you have resorted to name calling rather than arguing your corner rationally, I realise yes I do have something better to do.

Goodbye.

bobwilson

wealdroam wrote: »

Well now that you have resorted to name calling rather than arguing your corner rationally, I realise yes I do have something better to do.

Goodbye.

hahaha no one has name called, but ok. Goodbye. lol

Gemma__3

Gemma_ wrote: »

Can't you use the debit card linked to the bank account with a balance 3 times the limit of the credit card that was declined?

Or have I missed something?

bobwilson wrote: »

ya. you get more protection with a CC than a DC, thats why people use CC's

I guess I didn't explain myself properly.

Can't you use the debit card linked to the bank account with a balance 3 times the limit of the credit card that was declined to fund your giffgaff account?

I mean DCs and CCs on a fund load carry the same rights.