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Skint dragon stops spending....

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  • Ok so budget re-done - credit card bill seems very high if ive worked it out correctly, may wait until tuesday when my statement is due! There is enough in the current account to cover it. All bills have come out except our mobiles, which i must downgrade next month, well dh's anyway!

    Leaves £530 at the end of the month currently. Not bad! But only because i had a really good pay last month.

    This month i have:
    paid off od - £900 over both
    £500 towards new car
    £400 final payment on pram
    £120 cot

    And should have a min of £500 left over! Fingers crossed!

    That leaves me £90 for any 'other'

    Ok on to step two for the day...
    Still here..... but working on that!
  • Just written my 50 things to do before baby arrives, which i will stick on the frigde when i get home, some are trivial, but others i'll plod through. If i get two a day done i should get it done before baby gets here....

    Nsd day today - we dont need anything :)
    Still here..... but working on that!
  • 5/20 sfd 0/£3 charity 3.75/£10 beauty 0/£15 days out 0/£10 treat £123.23/200 groceries 60/£120 fuel

    Yesterdays totals updated!

    Hoping for nsd number 6 today x
    Still here..... but working on that!
  • Just added cc balance to signature to watch it drop :) added the % on as an added incentive!

    Have made a small payment today but want payments to clear before i add them because of interest!
    Still here..... but working on that!
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
    you're doing really well on the NSDs. and your signature looks great...especially the first line :D
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • :) will find out thursday if its 3 weeks :eek:

    How r u feeling?

    Thank u! I'm just rounding down my bank account to the nearest £10 everytime it changes. It's seriously adding up, did it a couple of years back and cant believe the difference it makes, its not like u notice £3 less in your account etc x
    Still here..... but working on that!
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
    im ok. im back monday to see if baby has turned the right way...if not they'll try and turn her & if that doesnt work, will be booked in for c-section which isnt exactly what i wanted but i guess as long as she is here safe thats what matters.

    if you appt on thursday to discuss a c-sec to?

    i've never thoguht of that. yea, you dont jmiss the odd couple of quid here and there .
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
    ahh just saw your post on my thread!

    snap haha :) how very odd to be going through exactly thrw same thing exactly the same dtime and everything
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Ive got midwife thurs and she said she would send me for a scan if babys still the wrong way. Havent packed a bag yet and could potentially be having a baby in 3 weeks :-/ very odd we're both going through the same!
    My daughter was the same and i ended up with a section last time because of it so now im convinced ive got wonky insides! Lol x
    Still here..... but working on that!
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
    my bag is packed and i took it in the car with me on thursday. although my hubs was working away over ngiht so i dfrove my self up to hospital and oculd have ben having it that night! haha.

    babys are awkward !!!!!!s aren't they :) x
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
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