Skint dragon stops spending....

littleskintdragon

Sfd 4 of may so far today, and just made an overpayment of £60 towards cc balance is now £2962, so i'm under the 3k mark :j

Also made a £5 payment towards a different debt. I'm going to update my snowball to see how its looking. Total paid since 1st March 2015 is 18.2%

Ive still got a long way to go but i'm definitely on the right track now x

lurvlyloz

hello littleskint dragon...remember me

sounds like you are back on track and full of steam

littleskintdragon

Of course i remember
Thank u for posting, its made me want to write something (i'll do it later, im on the school run!)
How are u and the family?

lurvlyloz

we're all good thankyou.

debt busting is as on going as ever but lest im still at it...not quite as strictly as when i started but ill get there and not going up which is the main thing

littleskintdragon

Here i am!!

So the news.... I'm having another baby :eek: third and final one!
Due at xmas and we are over the moon, especially as we had a few fertility issues before ds.

Anyway, tomorrow is pay day, mine and dh, and ive literally just transferred the final £13.65 in our account to the tesco cc as an extra payment.

I have £233 as an emergency fund in a seperate account.

I need to work out exactly how much we now owe because weve recently had to change the car, the last one was a 4 seater and there'll be 5 of us.

The plan, pull £120 out of the bank every tuesday and
Live on it, the rest goes on debt and bills.

I had to use my overdraft (again!) to pay the deposit for the car, so this is the one im going to pay off first, starting tomorrow!

littleskintdragon

First day, taken £120 out of the bank for the week.
Spent £9.99 taking dd to the cinema, and put £20 diesel in the car.
Leaves me with £90 for the rest of the week.
Taking both of the children to soft play tomorrow.

We're away for the weekend so I'm trying not to go food shopping this week and empty the freezer so that I keep the money for any meals out that we need to pay for.

littleskintdragon

Overdraft was £1067, now £1050 thanks to tax credits being paid into the account.

Mortgage and family loan payments and car insurance have gone out today.

Still going to soft play this morning, going early just incase its busy later as its raining, and we can come home to chill out later!

littleskintdragon

Soft play done £9
Trip to mr.t for essentials
£16

£65 left over until next tues!!
We havent done a food shop since 4 weeks friday, when we went to f.foods amd spent £68.

Freezer is getting bare but we have enough for the week.

Im worried about the weekend being expensive so the freezer will wait until next week. We dont keep a lot of food in the house, unlike some families we know, who could literally feed their village should they turn up.

lurvlyloz

CONGRATULATIONS!!!! x