Skint dragon stops spending....

littleskintdragon

So I've joined the 100 day challenge which ends one day after my maternity leave starts, absolutely perfect!!

Goodbye overdraft!!!

littleskintdragon

A nsd and a day off, managed to get loads done in the house and havent spent a penny

And joined a challenge... Pleased with myself after such a rubbish weekend.

Just need to make lunches before bed for tomorrow and im done.

Good day!! High 5 to me x

littleskintdragon

Found an app last night a envelope budgeting app. Seems good, and really easy to use. I'm useless with cash because if ive got it ive spent it, so this way means i know exactly how much of my grocery/petrol and entertainmet budget is left and can still use my 123 card for cashback!
Also downloaded a snowball app, havent played it yet though, will b handy though to add all the extra payments i make to as and when i make them.

Plan for today:
Go shopping with a list, only need 4 things, which im hoping i can get in homebargains. Toilet roll/tooth paste etc
[STRIKE]Charge my phone at work[/STRIKE]
[STRIKE]Make packed lunch for me and dh[/STRIKE]
Try out my snowball app, and get my dfd
Eat from freezer or storecupboard
Start next months budget which starts on the 25th, wil have to leave my salary blank for now as a lot is commission based.
Find some more rubbish to ebay!

Think that's it for now, not bad though x

littleskintdragon

So my debt free date is 01/07/2017!

Shame i hadnt worked it out when debt was at 53k actually i might do that out of curiosity.

At least now i have an aim and something to try to beat x

littleskintdragon

Lovely morning!

Today my plan is to:
Have a nsd
[STRIKE]make lunch for work for me and dh[/STRIKE]
Start the budget for the 25th (oops was on yesterdays list)
Eat from the freezer or cupboards tonight.
Find some stuff to ebay and make that dfd a lot shorter!


Used up all of my food budget yesterday which is a pain, usually wanted it to run tues to tues but as i didnt go shopping last week i needed to go on sun, and needed a few extra bits.
I have got a couple of pounds in a tin which i accounted for last week as cash taken out of the bank so i'll just use that and not raid mr.cashpoint :-/ or i'll send dh as u can guarantee he'll only buy whats on the list!
If this happens every week ill definately need to rework the budget/shop somewhere else. Went to mr.t sun as i was exhausted getting home from hols x

littleskintdragon

Ok so my diary has been more than slightly abandoned!!

But it's ok i'm back.... And motivated by yesterdays nsd.
Actually what motivated yesterdays nsd was going through aprils bank statement and realising how much money we wasted.

Need to go food shopping today, have already soent £7.70 of this weeks budget, but honestly wont need much at all and i have an aldis voucher from the paper last week.

Will be back later mami duties call x

catriona79

littleskintdragon wrote: »

Ok so my diary has been more than slightly abandoned!!

But it's ok i'm back.... And motivated by yesterdays nsd.
Actually what motivated yesterdays nsd was going through aprils bank statement and realising how much money we wasted.

Need to go food shopping today, have already soent £7.70 of this weeks budget, but honestly wont need much at all and i have an aldis voucher from the paper last week.

Will be back later mami duties call x

Welcome back, dragon! I can see how looking at old bank statements would motivate - it always does the trick for me!
Fingers crossed for you!

littleskintdragon

Thank u, yep we wasted a grand total of £763 that i couldnt actually account for!!! :eek:

We also spent £380 on food!! :eek:

But its ok.... Im back and my lovely envelope budget app is looking after me :rotfl:

catriona79

Don't worry, I used to spend around £400 on food before I started shopping at Aldi and Lidl! I've never looked back.
You're going to get there with the grocery budget, just need time to adjust a bit x

littleskintdragon

well at least it can only get better, I switched to lidl/aldi/farm foods a few weeks ago and have definitely spent less already.

I'm sure June/julys statement will look a whole lot better.

How much do you spend now and how many of you are there?

We're one adult, one child (soon to be 2!) a dog and two cats.