6 grand in 6 months - my personal challenge!

HOK3Y

Well done C-R!! You have already smashed your own target and still have a month and a half to go......which will give you a nice head start on the next leg! Hmmmm, new challenge.......why don't you aim for a particular percentage of debt a month? Or calculate when you project beng DF and then take a month off it and go for it......you can do it! You have the right attitude, OH is on board, and we will cheerlead all the way!

Whatever you decide, attack the goal like your life depends on it and believe in yourself to achieve it. You will hit it, no problem! X

cottage_retreatist

Thank you Raggydoll!!! Thank you Hok3y!!!! :beer:

Yes-with moving house and me working and getting a promotion we have an extra 1000 a month that we weren't earning/making due to extortionate rail fares last year!!!! It's been a hard slog but it just goes to show-no matter how much you earn-if you can't manage money you're going to trip up!!! But we've learnt the hard way (finally) and onwards and upwards!!!!

Hok3y-I've already cut my Dfd from December 2014 to July 2014!!!!!!! :rotfl::rotfl::rotfl: well that's the aim anyway!!!! . I've got to go through the numbers and prepare the action plan - a lot will rest on F&Fs being agreed and preferably one a month so more letters may need to be sent out to kick start that ready for the new year.
The aim I think could be 6 DCAs in 6 months!!!!!! :rotfl::rotfl::rotfl::rotfl:

Xx

HOK3Y

cottage_retreatist wrote: »

I've got to go through the numbers and prepare the action plan - a lot will rest on F&Fs being agreed and preferably one a month so more letters may need to be sent out to kick start that ready for the new year.
The aim I think could be 6 DCAs in 6 months!!!!!! :rotfl::rotfl::rotfl::rotfl:

Xx

I like it! Go for it! :T:T:T

HOK3Y

Oooooooohhhhh! I got my bronze star!! Cool!!

cottage_retreatist

HOK3Y wrote: »

Oooooooohhhhh! I got my bronze star!! Cool!!

yayyyy!!!!! you're a serious moneysaver now!!!! :j:j:j:j:j

(I think you were before too!!!!)

xx

HOK3Y

Lol! I think it should say, "Money Making Obsessive"!!!!

WifeandMummy

I'm amazed by how well you have done. You'll be debt free in no time!! Xx

cottage_retreatist

WifeandMummy wrote: »

I'm amazed by how well you have done. You'll be debt free in no time!! Xx

thank you wifeandmummy!!!!

fingers crossed I can keep up the momentum!

been saving money today at least - spent the last 2 hours hoovering up dog hair from the carpet & sofa!!!! Next step - the dog herself!!!!! mwahahahahahahaha! :rotfl::rotfl::rotfl:

Marple on in background! Treat myself when not with the OH! :cool:

x

cottage_retreatist

Just found out - I got 795 quid back for my PPI claim from Halifax c/card which I had in 2010 and defaulted on in 2012!!!!

It's back in the green now and sorted so the amount will go towards helping reduce the balance on that card which is superb!!!!!!

Yay!!! :j:j:j:j:j

So I made my money for the month I think!

I want to work on my spreadhseet but it needs to go in the Dropbox so I can work on it - argh!!!! I want to see how it helps my targets!

It just goes to show - on the PPI board some of them said I didn't have a claim but I did!!!!! :j

So excited - just wanted to tell you guys - maybe this is my good karma from picking up a guys hat he dropped the other day?

xx

HOK3Y

Oh my goodness!! What fabulous news that is C-R!! Brilliant! Really happy for you! Girl you have got some serious momentum going!! :j :j :j :j :j