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The Ultimate Incentive part 10. The only thing holding you back is you.

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  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Merry Christmas everyone! Hope you all have a lovely break & new year xx
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • Happy Christmas good people. Hope you have all had a good day.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Wishing all threadies and lurkers a very happy Christmas, hope you've had a lovely day and will have a merry, prosperous and healthy 2015 x
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I know a lot of people are wanting to loose a bit of weight and are keen to take that on as a challenge, so I've started a seperate thread for all things diet, weight loss, exercise, recipe sharing etc. Please join me! Challenge starts 2nd January.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Quite proud of myself, I usually buy lots in the sales as they're "bargains", so I stock up on pressies, kids clothes etc. This year I'm trying not to buy anything other than a pair of jeans for me as I don't have a single pair of jeans or trousers that currently fit. Might go wild and get a couple of bras too as I don't have any that aren't nursing bras and I'm sick of the little clips coming undone! However kids clothes, we keep getting given hand me downs from all over the place, and birthday or christmas gifts, and if there is anything we need I'll get them second hand at a nearly new sale or on ebay as needed.

    Had to pay out (why isn't the pound symbol working?!) 150 on christmas eve to mend the broken suspension on my car, the part cost 91pound so I think it's pretty reasonable for all the work he put into it (and that he opened the garage at 7pm on a Sunday for the tow truck to deliver it, and worked on Christmas Eve as that was the day the part was delivered).

    Grace is having a day with mum tomorrow so hoping to get our current debt total worked out so we're ready to hit the new year ground running.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Glad you got the car sorted - nightmare timing! Hope you all had a lovely Christmas? I will definitely be checking out the new thread. I'm also going to do the declutter challenge (was that from last Jan or the one before?) and aiming for 310 things gone. Am cheating very slightly as starting today but we're away for a few days in Jan so am telling myself it will all balance out!

    ETA maybe I will include pounds lost in the above as a double incentive! ;-)
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Dinah93 wrote: »
    I know a lot of people are wanting to loose a bit of weight and are keen to take that on as a challenge, so I've started a seperate thread for all things diet, weight loss, exercise, recipe sharing etc. Please join me! Challenge starts 2nd January.

    I will join you! I will weigh myself next time I am in Boots (I dont have any scales), would say I need to lose about 2 stone :o
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I have a spare set Flower, they might need new batteries but I would be happy to post them to you if you could make use of them?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy Christmas all! Hope you had a good one. We had a lovely time and now seriously need a sort out of toys!

    Annoying about the car Dinah, but doesn't sound too bad to get it sorted.
  • I don't want to count my chicken and all that but it looks like we will be entering the new year with a bank in the black. The first time in many years. It was around the £4500 mark. I fully intend to manage the money in the black and pay a cc with the usual overdraft fee. This fee used to be 25 but recently moved to £3 per day.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
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