A Payment A Day - Chapter 14

daydream_believer_2

Another little 75p today.
Thanks for the support guys...I'm PADding so little at the moment I've had moments of thinking 'is it worth it', but I figure every little helps, and by doing it daily it just becomes routine!

Time_to_face_the_music

milky1991 wrote: »

I'm so close now to paying 10% off my total debt since I started ( I like targets)
Keep on padding everyone it works

I love targets too, I think having something in mind - another 1%, getting to the next £100 or £1000 etc really works as a motivational thing.

daydream_believer wrote: »

Thanks for the support guys...I'm PADding so little at the moment I've had moments of thinking 'is it worth it', but I figure every little helps, and by doing it daily it just becomes routine!

Little things add up to be bigger things and it's all worth it.

milky1991

daydream_believer wrote: »

Another little 75p today.
Thanks for the support guys...I'm PADding so little at the moment I've had moments of thinking 'is it worth it', but I figure every little helps, and by doing it daily it just becomes routine!

It does all add up. I look at some peoples pads on here in £ hundreds some in £ thousands mine are small in comparison to these.
It would be a strange world if everyone was the same. As long as the big number reduces by however little it's a step in the right direction.

COOLTRIKERCHICK

Daydream.... when I was trying to get out of SERIOUS debt, and then save like a mad woman to buy my 'daydream smallholding' I would do anything ( well almost lol) to get that extra penny..


which I am now going to go back and do again.. so to me personally 75p is bloody 75p .


If you managed 75p a day over 7 days that is £5.25 in a week..and on a 30 day month that would be £22.50 and over 12 months that would be £273.75..( think I got my sums right lol)


so as you can see it will make a difference..


I am getting some chickens again, as I have been asked about eggs quite a lot lately, so think I think when I get more chook, and they start laying, any surplus will be sold and the money will go towards PAD..


going to work out how much I can pay extra today..

COOLTRIKERCHICK

£5.61 PAD PAYMENT FOR ME TODAY..






so that's 3 cc's that are charging me interest have had an over payment.. I have a money tin, that I have been putting spare change and notes in when I have been flushed I am in 2 minds to open it, and pay most of it as a pad payment what do you think?? I know it's silly to have money in a tin, while there is large interest rates being charged on my cc balances..


Yep will do it!!!


going to see which booger is charging me the highest interest rate, and wap it on that..


EDIT... I got to make sure I find a balance too, as I also need to save money for huge repairs to the smallholding, talk about juggling all the b.a.l.l.s in the air..

Igamogam

COOLTRIKERCHICK wrote: »

£5.61 PAD PAYMENT FOR ME TODAY..







going to see which booger is charging me the highest interest rate, and wap it on that..

Anything stopping you moving to a 0% card - some very long deals out there at the moment if you can do it.

£9.82 to The Debt

mandz1

25th march total








£279.09

sashanut

Hi all :j


Popping in to PAD £79.00 refund to cc plz Mandz1 - tkyou!!!

mobo1980

Good morning

my pad today is ...£551.00which is £270 to visa £280 to house deposit and £1 to emergency fund please
which means my visa is now cleared for the first time in about 6 years :beer::beer::beer::

Mobo xx

Time_to_face_the_music

Good morning

Today's PAD is £1200 to M&S please Mandz :T


Great news on Visa being cleared mobo :j