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A Payment A Day - Chapter 14

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  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    My pad will be 68p
    That rhymes that does ;)

    Off to bed now just finished work :wave:
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Good morning PADders :)

    TGIF :j

    Today's PAD is £3.66 to MBNA please Mandz :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • mandz1
    mandz1 Posts: 2,548 Forumite
    27th March total






    £3239.46

    PAD Maker
  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 28 March 2014 at 4:24PM
    ok I opened my saving jar and I am paying this off my m&s cc




    my PAD payment is £133.00


    also instead of changing my swagbuck points for amazon vouchers I am going to go for money via paypal... ok not the best value return for my swagbucks, but in the end it will be better, the money will help reduce the credit cards..


    right better take this to the bank and pay it off the cc quick...lol..


    EDIT.... been going through my bank account, and when and what will be going out, and I have squeezed another PAD payment I have changed the figure above...
    Work to live= not live to work
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    quick question
    The minimum payment on my chosen credit card with the AA (mbna) is around £58. This month since the last payment I have paid more than that off and the minimum payment is due today and they haven't taken it. Does this mean they won't take it by DD out of my bank as I have already paid above the minimum ?
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    £8.60 for me today plse Mandz
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    milky1991 wrote: »
    quick question
    The minimum payment on my chosen credit card with the AA (mbna) is around £58. This month since the last payment I have paid more than that off and the minimum payment is due today and they haven't taken it. Does this mean they won't take it by DD out of my bank as I have already paid above the minimum ?


    I would have thought it would still come out??


    will the DD show up after close of play today??


    Edit... if this is the case, it is flipping sneaky...
    Work to live= not live to work
  • And another 50p for me today please
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    I would have thought it would still come out??


    will the DD show up after close of play today??


    Edit... if this is the case, it is flipping sneaky...


    I will have to check it normally goes out between 28th/30th but it was showing to go out on 28th of this month it's now showing as payment due £0

    Will leave it till Monday if it's not gone then will pay it anyway. Other cards I've overpaid on in the past have still taken min payment.
    I wonder as I pay interest on this one if they don't take it to keep balance higher, cheeky git's.
    When I have overpaid on it I haven't clicked on make min payment I have always clicked on "another amount"
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have paid my m&s overpayments over the bank counter, even though I pay the min monthly payment by dd, they still send me the statement ( sometimes) so I have some surplus payin in slips.. the other 2 cc I have done online payment... the cc I have with my bank sounds the same as yours. it says min payment or other.. and I have clicked the other...if you don't mind if you can keep me updated please... so I can keep a close eye on how my cc react to the Over payments..
    Work to live= not live to work
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