Why do people waste money with the online credit reports

Percy1983

I will say I have also gone down the £2 when needed and look monthly with noddle as its free.

I had a noddle score of 5/5 then I bought a house and it all went wrong :rotfl:

It is worth noting that even with a £2 report, if there is an error they still have to correct it.

CherlokHomes

tinkerbell28 wrote: »

Good stuff. We all know a score is meaningless. Is the data that counts. My file is good and I intend it to stay that way, as it needs to be. So £6 for unlimited monitoring, when it would be £2 for one report. Is a bargain. Simple.

£6 a month to see an Experian report they see you coming.

And as for the £14.99 members they defiantly see them coming.

jamesd

Gordon_Hose wrote: »

Noddle gave me a 5/5 score, do I win something??

Yes. The opportunity to get cheap credit card money that you can deposit into savings accounts or investments or mortgage offset accounts to make or save money with.

Unless there are facts not shown on your credit report that block this, of course.

Gordon_Hose

jamesd wrote: »

Yes. The opportunity to get cheap credit card money that you can deposit into savings accounts or investments or mortgage offset accounts to make or save money with.

Unless there are facts not shown on your credit report that block this, of course.

What, no sweets?

jamesd

If you want to spend some of your new-found interest or investment wealth on sweets, who am I to stop you?

Gordon_Hose

Just wondering what the prize was for a 5/5 score, is all?

kirkbyinfurnesslad_2

Gordon_Hose wrote: »

Just wondering what the prize was for a 5/5 score, is all?

Well I can slap you with a wet fish if that helps?

Percy1983

Gordon_Hose wrote: »

Just wondering what the prize was for a 5/5 score, is all?

Well if noddle ever start lending money you would get accepted, past that it means very little.

Gordon_Hose

I best go check my other scores. If they are good enough I might just print them off and frame them! Hang them on the wall so all can see my financial prowess.

Lexiedhb

Actually I paid for mine for some time when i broke up with my Ex. His name was linked to mine financially (he was a liar and shocking with money/debt) and i needed to be able to check he was not damaging my report....... so no we are not all money wasting idiots- some of us have good reason to need to see the report instantly and repeatedly over a period of time.