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The final hurdle....time for a new diary

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  • Look forward to seeing you finish the last hurdle :D

    As for TTC It took me and my ex well into year 3 of trying (we was too "young" for any help from the doctor etc) in the end I was so fed up of being so annoyed and upset everything single month I sat down and said I give up. I can't do it every month. Anyway we booked a 5 day break went away and the following month I had my BFP on what would have been month 33ttc... It does happen :) xx
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Look forward to seeing you finish the last hurdle :D

    As for TTC It took me and my ex well into year 3 of trying (we was too "young" for any help from the doctor etc) in the end I was so fed up of being so annoyed and upset everything single month I sat down and said I give up. I can't do it every month. Anyway we booked a 5 day break went away and the following month I had my BFP on what would have been month 33ttc... It does happen :) xx

    Thank you so much Hiddenidenity - it's refreshing to hear that it does happen, even if it takes some time getting there. :) xx
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    My small aims today -
    • Not to visit local shop
    • NSD
    • Check banking and work out budget until next payday
    • Get a notebook on the go in preparation for Christmas
    Simple goals and hopefully acheivable. A NSD would be amazing as not had one in a while!

    Choc x
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Morning,

    Hope everyone is well.

    Thank goodness it's Friday! :j Lovely weekend ahead, dinner with friends this evening, sat sees us at fireworks display and sun roast beef at the inlaws :)

    I've been very MSE and put myself down to work overtime both Sat and Sun morning. I'm trying to find a healthy balance so chosing to work the mornings and then that leaves me the rest of each day to spend with hubby and doing things. I think that is fair? On weekends that hubby is working and I have no plans i'll probably work a little later into the afternoons.

    Money is surprisingly OK at the moment - not sure how but i'm nicely in credit with just two weeks until payday. Not that I am ever in debit as remvoed my overdraft facility many years ago. I am determined never to owe a penny again apart from mortgage.

    I really can't wait until this last bit of debts are cleared - it'll see the Choc household a whooping 1000 - 1200 per month better off!!!!! I can't imagine us having that amount of extra money each month on top of what we normally have....it's going to be mad but very nice. Although I do intend on using it wisely but also it'll help us ease a little. Have to say though, it's depressing knowing that I am paying/saving this much towards debts each month....if only there weren't such a thing as interest....well in respect of debts that is ;)

    Nothing else to report here. Crazy busy with work and trying to keep on top of the house so that we have nothing to do (housework wise) over the weekend. Almost there!

    Choc xx
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hi Choc

    I hope you are well! Your post sounds very positive. Working overtime in the mornings sounds like a good plan. It all helps. What a lovely weekend you have in front of you. Not quite sure what we are doing.

    Money is okay here- just my mammoth 45,person xmas mountain to climb!! I have made a start...just need to make some decisions!!

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon, not sure if you remember me but used to lurk ages ago, same age as you, though you are further forward in life, I'm just starting again with new OH and possibly new house next year, let alone anything else.

    You have done fab clearing that amount of debt so quickly, keep at it :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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