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30 months to no debt - an Optimistic Journey

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Comments

  • Just been reading you diary,you are doing really well.My plan for the weekend is to get my head around EBay.
  • Good luck! It's still a mystery to me X
    Trying to shift that debt!
  • Happy belated Birthday. A fellow Gemini xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Cheers mittens x
    Trying to shift that debt!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    You're doing brilliantly SBO..aren't work expenses a hassle....always worry I have missed one!

    Like your mantra in post #611.. That's a creed to live by :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Oh and Happy Birthday :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Cheers briz. I have to keep on keeping on.
    Expenses are bane of my life!
    Trying to shift that debt!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yes no disagreement with that..think I should log them every day but that'd take too long...must be a way forward soon.

    Currently being kept awake by thumping music in a nearby hotel. Bloody irritating.

    Do I complain?

    CBA but hope they pipe down soon!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Briz can you use a charge card or a dedicated credit card? Failing that small envelope in purse for each set of receipts. Ugh how anti social!! Midweek too.... not sure that's allowed?
    Trying to shift that debt!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks SBO..yes I do use a separate card and keep receipts in a separate section of my purse. I am sure it's all OK but I do need a different system going forward..probably a daily sheet for expenses that I then reconcile against when I put in the claim.

    Music did pipe down around 12:30... Thank goodness.

    Hope you have a good day
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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