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30 months to no debt - an Optimistic Journey

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  • Good luck in the battle!

    Hope potty training goes well too Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Potty training is being assisted with some gold stars, 480 for a pound from wilkos. I am currently on my ebay mission!
    Trying to shift that debt!
  • Make sure you check out postage charges! I took the stuff I'm gonna list this weekend to the post office today to get actual prices and make sure I didn't under charge, and I'm shocked at how much things will cost. Lightweight stuff that I would have charged £3 at a guess will actually cost £5.65 to send :eek:
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • I know, I am marking things up at the moment. I tell folks I will refund if it is more. Sometimes, I do. haha

    That was a joke. I am considering charging 6.00 postage for everything and popping a caveat on saying I will refund if postage is less.
    Trying to shift that debt!
  • Jeez the price of postage is shocking :eek:. It puts me off buying on e-bay and stops me listing as it just too expensive.

    Not caught up with you in ages as forgot to subscribe to your nice new diary. Am here now though xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Bout time mit. xx
    Trying to shift that debt!
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    debtfreewannabe321, soapnuts are a different beast altogether. Have tried them & you need a really hot wash to get them to work.
    Mind you, you can use them to make your own shampoo & handsoap.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • patman99 wrote: »
    debtfreewannabe321, soapnuts are a different beast altogether. Have tried them & you need a really hot wash to get them to work.
    Mind you, you can use them to make your own shampoo & handsoap.

    Oh right, yes that's what put me off them when reading up on them. So what is the other thing you are talking about called ? I think I might have a go of it. :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • :eek: to the price of postage :eek: !!! I haven't gotten round to listing anything :o have been out all morning then chilling this afternoon :o am in lazy mode. But if postage is that high anyway not much point in me putting on the few small bits I have! xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Go for it if people want it they will pay postage or collect. Its potential cash.

    Patman seems to know a lot about making home stuff, we shall listen adn learn eh dfw?

    Watching cup final, finishing ironing and then ill be popping my ebay on. All 100 listings ready to go.
    Trying to shift that debt!
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