30 months to no debt - an Optimistic Journey

Skint_but_Optimistic

Car ailment of the day, broken air conditioning. Great! Just a fly by update - I'm feeling pretty down. I need some oomph.

Mara_uk7

Delivery of Ooooomph for Ms Skint but Optimistic, Sign here please ............... .............

Please recycle the packaging carefully, Do feel free to pop the bubblewrap

Skint_but_Optimistic

Mara_uk7 wrote: »

Delivery of Ooooomph for Ms Skint but Optimistic, Sign here please ............... .............

Please recycle the packaging carefully, Do feel free to pop the bubblewrap

love it! Ideas will be bucked up, pronto x

Skint_but_Optimistic

Month 30, day 17. This month is flying in. Due to some cutesy wrangling I have managed to make it so I can pay 900 pounds off my cards this month This is because I have moved my mortgage payment so its more convenient, which also helps as I get a month free. My first payment due is friday, and its for thirty pounds.Despite losing all my child support which was 216 pounds a month I am still happily on track.

I updated all the card balances following the addition of interest and I have 639 pounds to month 29, slightly more than expected but will still be acheived in 12 days from now.

No word so far on my pay. Friday is when the union will start the procedure agains the business if I dont get any joy.

I spoke to my mortgage provider and I moved the date of my mortgage payment, which is good as I effectively dont pay for a month and can use that to more expensive debt. That will help with that 639 deficit!


Last night I was a real busy bee, I made washing powder, watered garden, did the ironing and shredded paper for paper logs.

Ebay is currently standing at 7.45 which is better than nothing and more pennies to the cause.

The purse of non used credit cards has another 2 entries, my husbands B4rcl4yc4rd and his c4p1t4l 0n3 have joined my vanquis in limbo. We are making all possible efforts NOT to use the 2 recent additions. My vanquis has been not used for 4 months.

Next month - 20th June my c4p1t4l 0n3 will join the group and we shall work with one card between us. My priority this month is to establish a little slush fund but leave it on my aqua card so it can be used if needed, if not its money we dont pay interest on.

:T

Other than that, all is good. Hoping for a free listing weekend and will be collating more sales tonight and tomorrow.

I have done no questionniares for a fortnight. Must try and do one a day!

patman99

SBO have you ever come across those washball thingies that they sell on the shopping channels & Aldi ?. We switched to them 3 years back after a (now ex) neighbour recommended them (before anyone jumps to the wrong conclusion, the neighbour moved, hence the 'ex').
They may not have optical enhancers built in, but they clean amazingly well (and we get 180 washes out of every ball).

Skint_but_Optimistic

I have heard of them, they are like wizardry! I might give them a go, I am a little concerned about how well they might work with a three year old.

I can but try.

patman99

They're for washing clothes not children

Should be fine. They are basically stainless steel ballbearings encased in a mix of bicarb & soap.

Skint_but_Optimistic

I shall try them when I see them! Pennies saved is the way forward.

debtfreewannabe321

I've never seen them in a1di will have a look also. Are they called soap nuts? (name is springing to mind but not sure if i made that up lol)

Hope your work pays up without too much of a fight! That will make a nice dent in your debt x

Skint_but_Optimistic

There are some on ebay. Husband is on board, let the savings commence!