We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
30 months to no debt - an Optimistic Journey
Comments
-
Month 30, Day 9 I am currently around 300 pounds to month 29, by the time we add on silly interest it will be up to 500 pounds, so we are talking a 29 day month for month one Hopefully - think leap year February! Nicely on track
Next month we have no expensive birthdays (except mine but I am saving up for a shed so dont count) and an extra 150 to the highest interest card.
I have been so busy and ds was poorly with an ear infection bless him. Moneysaving wise I have managed to water my plants and veg, rehashed the hanging baskets with some winter pansies I revitalised, planted some herb seeds and made some washing powder.
No great shakes. Ebay is generating watchers - no bidders as yet.
I will need to pop to the other house to replenish my ebay stocks and get more stuff. The big push!
Must get on with work so so busy....
Will try and call back later and update and visit someone elses diary!Trying to shift that debt!0 -
Hope DS is feeling better xx
have a nice day x0 -
You're doing great Skint..and keeping focussed. Well done! (I need to follow your example!)
BrizMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Month 30, day 11 I have been so so busy I apologise for not popping in but I shall be a good girl over the next few days.
Thrift has been my watchword but I have had had no money in. Ebay is sitting at 2.75, I have done paper logs, I have also made massive headway into my pay claim. I have so much evidence now, its just a matter of time until they pay up. I am hoping for a tidy sum which will allow me to clear at least one debt, buy a car and finish the house. Lets see how we go.
I will update my sig and then go have my tea, promised the kids I would play a little.
Definately be back tomorrow and make some more payments!Trying to shift that debt!0 -
Month 30, Day 12 No news as yet on my pay claim, which is ok, as next week we will begin proceedings if nothing has happened. Work is quiet today so I shall have a look at some diaries this afternoon. Paid 70p (hooray) off amex and I will check my cards and update balances. I have been so busy I have not money made, but at least I am still on the case of the errant missing salary!:cool:Trying to shift that debt!0
-
Good for you. Getting paid your rightful salary would be much more than any of us could make on ebay so will be a real result if you can get it.
Have a great weekendMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Cheers brizz. Early estimates are at 5 thousand!Trying to shift that debt!0
-
Fantastic I hope you get it sorted soon :T xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0 -
Me too, the car is gravely ill. luckily the engine warning light is broken or my annoyance would be permanent.Trying to shift that debt!0
-
Skint_but_Optimistic wrote: »Me too, the car is gravely ill. luckily the engine warning light is broken or my annoyance would be permanent.
:rotfl: I wish mine would break it's always flashing something at me telling me it's dying!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards