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30 months to no debt - an Optimistic Journey

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  • Its back here with a vengeance tonight too, hes working from home tomorrow and I am getting the bus as hes at the hospital with our boy, no doubt he will set off 4 hours early just to be sure.
    Trying to shift that debt!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    That was a great 9 am post :rotfl: :rotfl: I have to admit I am kinda in the OH camp....may dig out my snow boots now ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • I was just heading for bed but decided to seek you out again, for I seem to have lost you for a while, and I found you !!:j

    Today's post really made me laugh ! We would have been the same in the PG household though, and by the looks of the post above by patman, I may have to dig out our Alpine Gear for the morning. ( do we have anything left I wonder , or have I sold it all ?)
    xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Month 24, day 27. HI everyone! Its snow joke, i get really frosty about it and really need to chill out....

    Today, I left skint towers once more dressed like an alpine refugee, a hat was unceremoniously put on my head as I staggered towards the door under a weight of gore tex and thermals. Today I joined with many others, and caught a bus so the husband can take DS, to hospital.

    Now I thought the bus was just like a car with more people in it. No it is not! Its a collection of madness.
    Trying to shift that debt!
  • SBO I sympathise with living somewhere that gets the weather when no-one else does. I have a certain roundabout I go through on way home from work and I swear it's like Narnia. Lovely and clear one side of roundabout then you get to other side and it's a white out. I too have had pictures sent into work to explain my lateness etc as where I work can have sunshine whilst I feel as if I have trekked via the Himalayas to get in :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Oh the joys of snow!! :eek:D

    Glad you're sticking around here for a while longer! ;):) Everyone is entitled to their own opinions, yes, but I do not agree with slandering someone else just to make themselves look [STRIKE]good[/STRIKE] like an idiot :D

    Main thing is that you do what's right for you. Whether other people are right or wrong in their thoughts, it's your life, not theirs. And what may or may not have worked for someone else, may or may not work for you. Keep yourself happy! Life is too short! :)
    Wealth is what you're left with when all your money runs out
  • Haha, I could just picture everyone's face when you turned up in 'cold kit' as DH calls it :p . I hate snow so you can keep it ;)

    Hope it is good news on the prospective tenant :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Skint_but_Optimistic
    Skint_but_Optimistic Posts: 3,391 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 21 February 2014 at 7:27PM
    Sorry all, been on leave and DS had chicken pox... will be back on tomorrow with something meaningful..
    However, only went and paid off Amex!!
    House is carpeted!!
    Another possible tenant viewing on Monday!!!
    Also got letter allowing me to rent this house out from Housing Association!!

    been soooo busy!!
    Trying to shift that debt!
  • Yay to everything except chicken pox.

    Boo to chicken pox Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Yay to everything except chicken pox.

    Boo to chicken pox Xx

    Oh yes seconded. Seems it this the season for poXy bugs :rotfl: (sorry couldnt help meself :p)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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