sdp&c but then going to a meeting after work at another location

tir21

Filip wrote: »

Well they're wrong. I hope they are so helpful if and when you're claim is refused because you have not insured yourself for the correct use. Some people just cannot be helped.

i know they are wrong and i will ignore their advice.

the more interesting matter is why are they wrong. is it that they assumed as many are likely to - that commuting is not business travel

rs65

Maybe they don't want to pay your costs.

comeandgo

On another issue I was reading up on my employers car use policy and it states there that any employees having to drive to different sites other than their usual one needs to have business use insurance so I think that does suggest your employer is mistaken.

dacouch

tir21 wrote: »

i know they are wrong and i will ignore their advice.

the more interesting matter is why are they wrong. is it that they assumed as many are likely to - that commuting is not business travel

Perhaps because the author's experience in the Insurance field (Actually entire work experience) amounts to 6 months as tele sales for Admiral and then straight into confused.com as an author of such articles for the last two years

http://uk.linkedin.com/pub/paul-drury/47/36a/813

System

tir21 wrote: »

think of it like this. If someone says they go on holiday each february to a single permanent ski resort, is there anything in that sentence that indicates that they go to the same ski resort each february. I think you will agree the answer is no

No. What does the word "permanent" mean in your example "single permanent ski resort" ?

That the resort is permanently a ski resort - it doesn't cater for any other holiday activities at other times of the year? Unlikely.
What else can it mean but that it is your permanent, regular, holiday destination?

It is your use of it that is permanent, not the resort's existence.

tir21

rs65 wrote: »

Maybe they don't want to pay your costs.

well why should any company pay the costs their employees incur in getting to work?

tir21

comeandgo wrote: »

On another issue I was reading up on my employers car use policy and it states there that any employees having to drive to different sites other than their usual one needs to have business use insurance so I think that does suggest your employer is mistaken.

each of the three locations i work from are usual work locations.

although words like usual are ambiguous and open to interpretation. if i only went to one of the locations once a year it would not be a usual place of work. but how many times in a year would i have to work there for it to become a usual place of work

tir21

dacouch wrote: »

Perhaps because the author's experience in the Insurance field (Actually entire work experience) amounts to 6 months as tele sales for Admiral and then straight into confused.com as an author of such articles for the last two years

http://uk.linkedin.com/pub/paul-drury/47/36a/813

i was asking why my employer was wrong in their advice to me.

tir21

my supervisor has now got back to me and said

"as far as the insurance is concerned, business class insurance i think is for the likes of salesmen travelling to various places in one day. sd and p to one place of work is adequate as you only travel to one destinafion and then collect a company car to drive. you are not continually driving your car around."


so another who doesnt know the situation.

rs65

tir21 wrote: »

my supervisor has now got back to me and said

"as far as the insurance is concerned, business class insurance i think is for the likes of salesmen travelling to various places in one day. sd and p to one place of work is adequate as you only travel to one destinafion and then collect a company car to drive. you are not continually driving your car around."


so another who doesnt know the situation.

Why are you asking your supervisor for insurance advice? Your employer was also in the wrong for offering advice.

According to your tax thread, you seem to accept that you need business use so just get on with it.