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The land of the eternal stripey list returns.

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  • Budget

    Grocery's - we'll aim for £200 as whilst I'm alone this week, the manchild lands home courtesy of mums-taxi on Monday and I'm currently filling the freezer with bread and other teenager delights and there will be 3 or 4 of us in the house off and on.

    Petrol - we'll aim for £300-330, hoping to come in under budget but that's probably sensible this month with two trips away.

    Ferries - we'll aim for £180-£250 depending on the route which allows for an egg roll on the boat each time. (Its tradition don't you know)

    [There is a travel budget of £1200 for three-four trips a year put aside, but it still hurts.]

    Treats - well I'm away (and I have a special treats and travel budget) so lets aim for £100 and not forget the fat face £20 voucher we have. And, take a few home made delights/local eggs for staying at chums.

    Car needs tyres - at least 2 so we need to dip into the car maintenance budget.........will cost that here and then if silly will do on mainland where life is normally cheaper.

    DD needs 2 weeks of buses, so she'll need £30 this month.

    Anything else, I hope not??


    Updated to take in to account previous sums. Thanks to El for making me see my maths didn't add up.

    Ferries, well its a cost El - but there is a saving on house and car insurance, housing costs (more space for your money) and other things which cost more on the mainland.

    We also don't have lots of 24/7 things which dilute folks pockets somewhat, less distractions I guess.:rotfl: I don't know how mainaldn folk manage with money, there's too much to buy.

    Apart from petrol, that's very expensive here

    Its kinda swings and roundabouts.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    edited 11 June 2013 at 2:42PM
    Bank transfer of rent into savings done

    Purse found!

    First ferry booked £48 (single)

    Need to book car in for tyres on thurs

    Heading into site to do some paper work and some site work catch up on hours.

    Hounds walked.

    Talked to tomatoes on the windowsill.

    Off to find wellies. Will stomp mutts further when out

    Must take lunch.

    :) have a good un.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :hello: to all! just back from a fortnights holiday on one of those islands with pricey ferries...only ours aren't quite as pricey as they used to be! :D I guess your's ought to drop a bit if RET spreads up there too Pippi - although possibly just in time for you to leave!

    All looking good - I hope Darwin plays by the rules and both starts being a constructive member of the family AND does it cheaply! :rotfl: Lots of fun planned with trips Sooth too - and won't it be lovely to have the Manchild home for the summer!

    Food traditions on ferries are great - with coming back by the other route this time we didn't get our traditional bacon roll...might start a new tradition of Fish & Chips on that one mind you! :D

    Fuel at Benbecula was 151.9 (diesel) and at Stornoway was 141.9 which was barely more than the mainland...this suggests that the 5p reduction is being applied in some places over there an not in others. :mad:

    Wik - your Chicken Liver pate is much the same recipe as mine - I sometimes add a splash of double cream to mine in place of the butter though - depends what I've got in! Bit of nutmeg is nice too - not sure why but it really sets off the liver-ish flavour.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you didn't stamp *on* the mutts, Pippi :) and you're very kind to chat to your tomatoes :) I certainly chat a lot to my lupins, I explain that they're going to have a wonderful life, and then I metaphorically pat the heads of the chilis next to them, and tell them that they are too - they don't know what I'm going to do to their fruits tho :rotfl:

    Hope your trip to fetch the Student One goes well :cool:
    2023: the year I get to buy a car
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Updated to take in to account previous sums. Thanks to El for making me see my maths didn't add up.

    Ferries, well its a cost El - but there is a saving on house and car insurance, housing costs (more space for your money) and other things which cost more on the mainland.

    We also don't have lots of 24/7 things which dilute folks pockets somewhat, less distractions I guess.:rotfl: I don't know how mainaldn folk manage with money, there's too much to buy.

    Apart from petrol, that's very expensive here

    Its kinda swings and roundabouts.

    i never thought of it that way ... i spose it is swings and roundabouts ... i was just in shock with the price of the ferry ... thank goodness we didnt need to pay it as it was part of the prize :)
  • Yawns and says a sleepy hello

    Long day yesterday with some rather magnificent pancakes made.

    :)

    Be back in a bit to catch up and sort my money life out today.

    Off into work for a few hours to catch up on paperwork.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ooh, pancakes! I made my version of scotch pancakes today too :)

    Money diary. Just sayin' :):):)
    2023: the year I get to buy a car
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,566 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    :)

    My contract is being reviewed this month, so we'll see what happens.

    I'm hopeful all will be well.

    :)


    Pippi - it dawned on me (eventually.......) that this ^^^ and the fact that you mentioned that there was a committee meeting yesterday had a connection.................

    ANY NEWS???????

    Greying
    Pounds for Panes £7,005/£10,000 - start date Dec 2023
     
    Grocery Spend July 2025 £292.82/£300 
    Non-food spend July 2025 £96.71/£50
    Bulk Fund July 2025 £9.10/£10 
  • Karmacat wrote: »
    Ooh, pancakes! I made my version of scotch pancakes today too :)

    Money diary. Just sayin' :):):)

    Yum

    In most exciting and relevant money diary related news, I've just got a pay rise (4.2%).

    And extra hours, so I'm now working f/t hours over my self-employment.:T

    Only got confirmed yesterday and is still subject to contracts being signed.

    So I can really think about money now as I have guaranteed work.:A
    Pippi - it dawned on me (eventually.......) that this ^^^ and the fact that you mentioned that there was a committee meeting yesterday had a connection.................

    ANY NEWS???????

    Greying

    Indeed there's not a fly on you is there Greying, all to be confirmed but subject to a rather fab (well we did write it and it was rather fab proposal) and now have a finalised funding bid being confirmed with those great chaps at LFHW, we've been allocated more funding for 21 months and extra hours.

    SO my lovely if a bit scatty sometimes board have offered me more hours and a nice pay rise. Who say's hard work doesn't pay.....:T

    :A

    Sorry did forget to mention it yesterday, as it was kind of a blur, I left at 9am, taught a cooking class, did a hort review, had a meeting with our p/t lassies and with a new student, judged a recycled fashion show and THEN went to a board meeting got in at gone ten.


    And today I came home to a lovely parcel:T

    Thank you lovely greying and most goodly kind chaps......

    Long day tomorrow, so I'm off to bed. Day's been kinda crazy since 8am :o

    But, today was a NSD so that's good too.:A
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Waves to all home and away.

    And Darwin is in the garage across the road from the house having a stern talking too.

    We'll see what they decide about him later this week.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
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