Separated, how much should I provide?

justme111

Sorry if suggestion is so simple to be stupid, surely your credit card provider can either give to you access to them online and you print them or print them for you and send to you ?

JackRS

justme111 wrote: »

Sorry if suggestion is so simple to be stupid, surely your credit card provider can either give to you access to them online and you print them or print them for you and send to you ?

I can get them no problem for ones that i still hold but old ones are close and I have no account now. I don't see teh point in getting those ones, I just get the ones I can.

justme111

I guess they want to see whether you were stashingoney away before moving out so old statements would be relevant. I would still contact old providers and if they can not provide them attach their letter saying they can not to the file.

RAS

JackRS

Do a Subject Access Request for the old accounts; that costs £10 per provider. They have 40 days to reply however.

JackRS

I asked a few questions and got this reply, I hope you can work out what my questions were?

You don’t have to get all of the information together until the end of November, so you have plenty of time. There really is no rush. I am sorry if I had not made that clear to you.

One long e-mail of response with all of the replies would be preferable to me, as you state.

I have spoken to her solicitor this morning, which was quite helpful. We appear to be agreed that we need an Actuarial report (as we suggested) and given that everything else is pretty much agreed, we are hopeful that the first court hearing won’t be required. This will obviously save you both costs.

I really must reassure you that the court will not be interested in them trying to discredit you. Very few cases are run as ‘conduct’ cases – this case is not one of them. If you were cohabiting, the relevance of your cohabitee is that your own level of expenditure is reduced on a monthly basis, making more net income available. If you are not in a relationship and cohabiting, we simply say as much.

Judges are very shrewd. They see these cases day in, day out and a good and experienced Judge will want to ‘cut through’ the nonsense and cut to the chase – which is how can the assets be divided fairly.

I do not suggest that you make a proposal now – we should wait for the Actuary to prepare their report. The other side will simply state that they cannot accept any proposal without the report, so putting forward a proposal now is not strategically the best step forward.

LannieDuck

JackRS wrote: »

I have spoken to her solicitor this morning, which was quite helpful. We appear to be agreed that we need an Actuarial report (as we suggested) and given that everything else is pretty much agreed, we are hopeful that the first court hearing won’t be required. This will obviously save you both costs.

Interesting. I wonder what she means by the part in bold.

JackRS

LannieDuck wrote: »

Interesting. I wonder what she means by the part in bold.

Yeah I wasn't sure about that but didn't want to ask as each email cost me £25 +VAT I think it means in terms of the questionaire response to form E's?

duchy

I took that to mean there is agreement that the house is to be sold as it is currently on the market. As that is the only significant asset to be realized (pension etc can't be converted to cash)

JackRS

In the questionnaire I’ve received from her solicitors I’ve 1 question and 2 issues raised relating to the pension. Any views as to what they’re getting at? I understand my solicitor has agreed with hers that an actuaries report is required but not sure what that is and what it will do?

From wife’s questionnaire:

Pension

16. Will the husband agree to an SJE being appointed to prepare an actuaries report to advise upon what percentage the wife should receive of the husband’s pension in order to equalise incomes upon retirement.

From wife’s issues

PSO (Pension Sharing Order)

12.Given the huge disparity in the parties pensions whether a PSO should be made in favour of the wife and if so in what percentage.

13. Whether there should be a pension sharing order in favour of the wife to equalise the parties incomes upon retirement or whether this should be offset.

JackRS

I know you'll all be pleased to know that my daughter passed her driving test today, nice to have some good news!

I'm not going to work out what that has cost, just pleased she's got that import life skill under her belt.