📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£21,000 to pay off -but we will do it this time.

11920222425173

Comments

  • Need to nip into branch this week and sort it as didn'tget chance yesterday.

    Not disputing that it has to be paid, thats not the issue, the issue is a cheque was written out almost 2 years ago so either the bank has not noticed the date and let it banked after six months or the person it was written to has altered the date and the bank hasn't queried it, either way the bank if they are doing their job properly should have noticed!
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning Pennywise,

    Oh no to the hoover going bang not what you need! £60 isnt bad at all is it!

    Hope the survey payouts come through quickly and your suggestion of using the vouchers in place of the shopping money is sensible xx
    Mummytogirls x

  • :( i'm sending positive Vibes that July is a good month for you penny ~*~*~*~!!

    I agree although you do owe the money 2 years is not acceptable for cashing the cheque! I'd have long forgotten about the money needing to stay in there to pay it! xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Quick update as I have banging head and its hurting looking at the screen.

    Spends today -£15 on a belt for tumble dryer and £7.60 on fabric for an outfit i'm making for DD dressing up day.

    Had a £4 pinecon£ payment
  • Hope you feel better soon Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope your feeling better after a good sleep Pennywise xx
    Mummytogirls x

  • bella2121
    bella2121 Posts: 1,558 Forumite
    Hope your headaches gone pwps and you have a good day today x
    ***** on the road to debt freedom *****

    Baby girl due September 2013
  • *Dee*
    *Dee* Posts: 302 Forumite
    Sorry to be the bearer of bad news but cheques don't have an expiry date! You have to stop them at the bank yourself after 6 months. I found this out as where I work someone cashed a cheque a year after I had written it off (so 18 months after writing) and I rang the bank and they informed me that cheques no longer go out of date after 6 months!
    Will go back to lurking now x
  • Hi Dee, thanks for popping and please feel free to post anytime, I have also been told the same thing from the bank, but at least its sorted now and I know.

    So last few days have felt crazy and don't seem to have had a minute to stop.

    Was out last night helping a friend with a project she has going on, so didn't get in until 9pm and then started on housework and getting sorted for work today.

    Tonight we are out again at a school event for the children, should be a low spend, already bought the tickets,£1 each for me and hubby, kids don't need to pay as they are participating, will probably only spend a few pounds on refreshments and raffle tickets.

    Other spends this week have been £20 on Petrol, need to nip to Mr T today for cat food.

    Have had 2 survey payouts this week - £30 from GTM and £50 from y0ug0v, so thats the last of the big payouts for a little while as i'm nowhere near redeeming from the others I do. This will be paid off the vets bill:(, wish it was going off the CC.

    Rent money is in the bank, so thats looking healthy at the minute, well at least until DD go out.

    Have a good day.x.
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Last year within a couple of weeks the hoover, microwave and toaster all decided to die on me. Sadly the fridge/freezer that I am waiting to pop its clogs is still going strong. Wont buy anything now unless its broke.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.