Dmp Mutal Support Thread (Part Two)

yellowmonkey

Bolton. why oh why do your team play well today :mad: . Typical .England go out of Euro 2008 and then the mighty Utd lose.

Not a good day.

Excellent advice from jillyOjolly by the way.

ym

scared_2

Hi everyone

Sorry I havent posted in ages!!!!!! everything has been going quite smoothly except for EGG!!!!!!!!! they where fine at first but now have decided to take me to court (I owe £28k) I'm really scared it's this Tuesday and I just dont know what to expect. Has this happened to anyone yet???? I'm going to call the CCCS tomorrow to get a bit of advise.

xxx

yellowmonkey

scared.

Sorry to hear about your problems with Egg. Has something happened to make them take you to court. I only ask as I am with them and so far they have been OK. Panicking a bit now. Hope everything goes OK Tuesday. Fingers will be crossed for you.

Good luck

ym

Madrocks

Hey all, im just about to enter into a dmp with cccs, my creditors will be Lloyds tsb, egg, capitol one, tesco amd northern rock. Im stressing now that they wont accpey my dmp, what is everyones experience with these?

scared_2

Yellow monkey - They had been ok with me since april, but then decided to take me to court to go for a CCJ. When I spoke to the cccs they said that it's because EGG have so many people on these debt plans that some of them they call in for a CCJ so I think I was just one of the unlucky ones!!! It could also be that my debt is about £20k.
xxx

yellowmonkey

Cheers for that. Good luck for Tuesday

ym

JillyOJolly

HI Scared,

Good luck for Tuesday from me too, please let us know how you get on.

I am sure it will be a formality as you have been consistently paying the debt and the court cant award them any more than they already get. Keep you chin up!

really-trying-honest

the whingeing strikes again, DS at his dads last night. I ended up stressing about xmas and everything, convinced myself we were going to be evicted and cried for over two hours.
However am feeling better this morning, still very unsure of things, but am going to call cccs and ask to reduce payment to them so that I can pay off rent arrears faster. They did say that rent arrears are a priority so shouldnt be a problem hopefully.

rayday2

Madrocks wrote: »

Hey all, im just about to enter into a dmp with cccs, my creditors will be Lloyds tsb, egg, capitol one, tesco amd northern rock. Im stressing now that they wont accpey my dmp, what is everyones experience with these?

I have three accounts with Lloyds and did my own DMP - all of them are suspended interest now and accepted payments. But it did take them ages I would strongly recommend only contacting them by post as the right hand does not know the left hand exists, if they make that mistake in letter you can almost blackmail them into accepting which is what I did in the end.

I changed my phone number for free before entering my DMP just told family I was getting strange phone calls, best thing I have ever done!

mummum2

Good morning all,

Scared, just wanted to send best wishes for Tuesday. Hope the courts just let you keep to your original payment.

Madrocks, I'm going into 3rd month with DMP and have Egg, accepted reduced payments and stopped interest, as long as I keep to these should be fine. I have just over 5K debt wih them. Northern Rock was a big huddle to overcome, lots of phone calls initially, but to their credit, once received payment and E&I was the first to accept DMP, have loan with them balance 18k. Lloyds tsb, still giving DMC hassle, but not been in contact with me directly, just alls of their computer generated letters i.e. adding on interest. Hopefully someone will be able to tell you about Capital one and Tesco. Good luck and keep posting!