Dmp Mutal Support Thread (Part Two)

newlywed

rayday2 wrote: »

Then we had freebie tickets for Donnington on Sunday but spent 3 hours parked on the M1 - anyone ever seen several people weeing on the M1 - kids were devastated when we told them had to turn back it was just silly waiting like that.

For us it was the M6 - on our way to North wales on holiday. Stopped off to visit people in Birmingham then though we only had 2 hours drive left and should get there by 5pm to make tea and look around etc.... half past 8 we got there!!!

Thankfully we had all stopped and used the loo at Birmingham so it wasn't too desprate being stuck for 3 hours - complete standstill!!

Just worked out all my currently balances and debt is falling steadily now - 6 months ago I never thought that would happen. Such a relief. Especially with all the talk of interest rates going up etc - knowing that only one is charging interest (1% above base rate so not too bad) is a huge relief.

yellowmonkey

Hi

ray Yep still decorating. Used to be a painter and decorator 15 years ago but just dont have the speed i had in them days. Hands have gone all soft now i am in a control room at work.

ilgd Glad the smilies make you happy. Nice to hear from you and now what you mean about attitude. My eldest Ds is 15 :eek:

Nice to see you balance is going down newlywed. Good isn't it :T

ym

newlywed

yellowmonkey wrote: »

Nice to see you balance is going down newlywed. Good isn't it :T

ym

yeah but can i just say - it's about bloomin time!!!

rayday2

I like the fact every month that goes by I owe less and less and my savings grow a little

amani_2

Hi everyone, Helifax have cut down to just 1 call a day at the moment. I have sent them a letter requesting contact by letter only. We received a letter from them today telling my hubby his loan is in arrears and they hope its just an oversight!!!!! :rotfl: they will offer further assistance if he is unable to make full payments !!!!! :rotfl: I will send them a letter back!

Still painting YM? :rotfl:

Tell me about it (Attitude) I have 13yr and 14yr old boys! ILGD :rolleyes:

Nice to hear from you rayday2 (not rayday1 as I called you). nice to have you back! :j


AMANI XXX

WorriedMart

Hey All,

Sorry haven't been around. I received my CCCS Welcome Pack over the weekend with the TransCash slip for my first payment.. actually I received 2 welcome packs for some reason lol - better than none I guess

Had my first message from a creditor.. Smile sent me a message saying that they thought they'd let me know that I missed my Visa Credit Card Payment.. Minimum Due is £452.. normally £166 lol.. They took the £166 from my credit card as payment for August.. this put me over my credit limit and I have been charged heavily.. Crazy.. its daylight robbery!

Hope everyone is well.

Weemac

Hi WorriedMart

Can you tell me how long it took for you to receive your CCCS Welcome Pack from sending them your details as I posted our details today and am hoping to start our DMP in October?

WorriedMart

Hey,

If you posted the agreement off today I reckon you will get the Welcome Pack on Saturday or Monday. It took about 5 working days for ours to come.

Plenty of time for an October start

Weemac

Thanks for replying. I just want to get started now that we have decided to go with this but am not looking forward to dealing with all our creditors!

Just 15 years to go til paid off!!

WorriedMart

I know how you feel mate. Have you missed any payments through September yet? I've missed all mine and sent token payments of £5 to each.. so kinda feels like I am already getting going. My first DMP Payment is also October.

I think ours is just shy of 12 years.. As long as we can afford to live during that time, thats the main thing :T