Reclaim Unfair Bank Charges article discussion Part II

Kurt_Hamster

nick1234 wrote: »

i understand that sometimes things happen and u gota deal with it but at the end of the day its ur finances and your responsibility. Im not saying the level of charges are fair, but to save yourself the hassle in the first place when u know they exist you should be more careful, however i dont know everyones personal situation so cannt make assumptions.

Other peoples taxes?? Unlike you guys who are trying to get yourself out of debt by demanding the banks ( and why is a private company who provides jobs etc less imp than a public body like govt?) give you money back i have to pay it off upon graduation abeit int free and then pay taxes to pay for a maj of u guys on benefits...wonder if i could claim the govt has applied an unlaw charge on me :rolleyes:

I do hope it isn't English you are studying.

What you have written makes no sense at all.

eddiemno

did you go for your large amount all in one go?

eddiemno

sorry, FEATHERDUSTER. Did you go for your large amounty all in one go, as I have a similar amount. Cheers.

tezl

nick1234 wrote: »

i understand that sometimes things happen and u gota deal with it but at the end of the day its ur finances and your responsibility. Im not saying the level of charges are fair, but to save yourself the hassle in the first place when u know they exist you should be more careful, however i dont know everyones personal situation so cannt make assumptions.

Other peoples taxes?? Unlike you guys who are trying to get yourself out of debt by demanding the banks ( and why is a private company who provides jobs etc less imp than a public body like govt?) give you money back i have to pay it off upon graduation abeit int free and then pay taxes to pay for a maj of u guys on benefits...wonder if i could claim the govt has applied an unlaw charge on me :rolleyes:

interest free wish my beloved goverment would give me one , also i wish the school exams in my day were made so easy so that myself and friends could fill up the empty universities and study an olodgy of some sort and get work as a social worker.i am one of the discriminated ones, self employed so get naff all from goverment when you need it.

lindilou39

@ Nick1234

we,re not here to listen to oppinions nor oppinionated advice as so many posters tend to do, we,re here to ask questions and get answers from people who have actually gone down the paths to reclaiming, and not listen to drivel or oppinionated argument

Thankyou

Lin

the_wildfowler

hi all, ive just joined the site and intend to reclaim bank charges from lloyds tsb, i will set up parachute accounts with another bank prior to starting my claim, my question is will lloyds demand immediate repayment of my credit card if they close all my current and savings accounts, sorry if this question has been asked a hundred times before but i searched all the FAQ links i could find and didnt see it mentioned. thanks anyone that answers

elliott1982

Agnes wrote: »

Hi again what is happening? strange since I went online late on 21st and there was the defence filed, but I have received nothing in the post. I am reading as much as I possibly can at the moment

hi,agnes.
well i got a letter through the door the nxt day ,sayin my judgement had been refused.then 2day i have recieved a letter stating
"His honour judge grenfell sitting at the court house1 oxford row leeds,considered the papers in the case and

1) the claim is transfered to the MERCANTILE COURT,leeds district registry

2)the claim is reserved for all purposes to his honour judge kaye QC.

3)because the order has been made by the court without considering representations from the parties,the parties have the right to apply to have the order set aside,varied or stayed.a party wishing to make an application must send or deliver the application to the court(together with any appropriate fee) to arrive within 7 days of service of this order!

what does this mean edingboroughlass?
any help????

lindilou39

the_wildfowler wrote: »

hi all, ive just joined the site and intend to reclaim bank charges from lloyds tsb, i will set up parachute accounts with another bank prior to starting my claim, my question is will lloyds demand immediate repayment of my credit card if they close all my current and savings accounts, sorry if this question has been asked a hundred times before but i searched all the FAQ links i could find and didnt see it mentioned. thanks anyone that answers

It wont happen, it wouldnt go in their favour for them to close your accounts, they havent closed my account..mind you, they havent removed their £750 goodwill refund from my account yet either. However, any reclaim you succeed in making will obviously go to credit any accounts you are in debt to.

Lin

lindilou39

elliott1982 wrote: »

hi,agnes.
well i got a letter through the door the nxt day ,sayin my judgement had been refused.then 2day i have recieved a letter stating
"His honour judge grenfell sitting at the court house1 oxford row leeds,considered the papers in the case and

1) the claim is transfered to the MERCANTILE COURT,leeds district registry

2)the claim is reserved for all purposes to his honour judge kaye QC.

3)because the order has been made by the court without considering representations from the parties,the parties have the right to apply to have the order set aside,varied or stayed.a party wishing to make an application must send or deliver the application to the court(together with any appropriate fee) to arrive within 7 days of service of this order!

what does this mean edingboroughlass?
any help????

They could possibly ask more for time applying for a stay.

Lin

Rise_Sir_Axl_Rose

hellatthehoskings wrote: »

The Halifax actually owe me, wait for it, £7888 :eek: excluding interest!!!! I couldn't believe it. I don't know how i'm not a homeless bankrupt. They've replied to my first letter and obviously they think they're right and i'm not getting a penny. Second letter is about to go, hopefully this will work. In view of the amount i can't use the small claims court. Has anyone threatened using the county court? This site is fab and has really made me adamant to go thro with it.

Bloody hell mate!! Nearly 8k!?

Wow - good luck.