Reclaim Unfair Bank Charges article discussion Part II

MUGWUMP

Hi ALL
can any one help??
just filed MCOL against Abbey. however Iam claiming back between the dates Jan 2001 til June 2006. reason being to keep it under 5000. so please can someone let me know
1. Iam claiming back to jan 01 this is over 6 years. is the bank going to make this claim awkward for me. and what are the chances of winning.
2. once this has been settled either way. can i claim the rest back 25/07/06 til present??


cheers if any one can shed some light on this

good luck to everyone :T :T :T :T

!!!!!!

featherduster

!!!!!! wrote: »

Hi ALL
can any one help??
just filed MCOL against Abbey. however Iam claiming back between the dates Jan 2001 til June 2006. reason being to keep it under 5000. so please can someone let me know
1. Iam claiming back to jan 01 this is over 6 years. is the bank going to make this claim awkward for me. and what are the chances of winning.
2. once this has been settled either way. can i claim the rest back 25/07/06 til present??


cheers if any one can shed some light on this

good luck to everyone :T :T :T :T

!!!!!!

hi i put mine all on one claim at the court £10433.89 and i never had a problem with county court (small claim ) . i went to my local court house and they were very helpful i never payed fee because i filled out a exempt form take care i feel gr8 10 grand richer :beer: featherduster

k1mmie

featherduster wrote: »

hi every one its my first time on here and i have something to say i beat halifax i won £10433.89 thanks to martin ::money:have a beer:beer: : .
dont ever give up its your money
had to go all the way (court ),11 days after court served papers halifax sent an acknowlegment of service (just gives them longer not to pay your money )back to the court and 6 days after that i got a standard letter giving me all my money back :T . the only draw back is they have said you can have money within 5 working days . they have put notes on my account but not pressed a button on the computer to put money my back they are making me wait till the last day :mad:
on the last letter i got theres a telephone number for halifax customer relations and you get staight through (direct line no waiting for an hour )
telephone 01422326500
fax 08451281385

[/SIZE]aslo my sister-in-law got £600 from halifax same day .
and has another accounts £ 2,500 halifax ,£1,036.62 yourkshire bank on there way to getting money back :j
please dont give up its gr8 being 10k richer

CONGRATS - FEATHERDUSTER

rogan

hi
has anyone actually been to court and wot happens if you do? wot documentation do you need etc?

featherduster

!!!!!! wrote: »

Hi ALL
can any one help??
just filed MCOL against Abbey. however Iam claiming back between the dates Jan 2001 til June 2006. reason being to keep it under 5000. so please can someone let me know
1. Iam claiming back to jan 01 this is over 6 years. is the bank going to make this claim awkward for me. and what are the chances of winning.
2. once this has been settled either way. can i claim the rest back 25/07/06 til present??


cheers if any one can shed some light on this

good luck to everyone :T :T :T :T

!!!!!!

thanks mugwumpi feel gr8 :beer:

MUGWUMP

featherduster wrote: »

hi i put mine all on one claim at the court £10433.89 and i never had a problem with county court (small claim ) . i went to my local court house and they were very helpful i never payed fee because i filled out a exempt form take care i feel gr8 10 grand richer :beer: featherduster

cheers for that a great news for you :T :T

montrose5

Just received a letter from the Bank of Scotland saying my claim for £1400 in charges is not valid and their charges are reasonable. This is too big for the Small Claims Court in Scotland. Does anybody out there know how much this will cost to pursue and what it would cost if I lose. Preferably anyone with knowledge of the Scottish System. I've tried looking through the threads but not sure of the next step North of the Border

nick1234

tezl wrote: »

this coming from someone living off of other peoples taxes, why do you need a student loan., interesting in a few years how you handle the repayments, hope you do not go overdrawn.

i understand that sometimes things happen and u gota deal with it but at the end of the day its ur finances and your responsibility. Im not saying the level of charges are fair, but to save yourself the hassle in the first place when u know they exist you should be more careful, however i dont know everyones personal situation so cannt make assumptions.

Other peoples taxes?? Unlike you guys who are trying to get yourself out of debt by demanding the banks ( and why is a private company who provides jobs etc less imp than a public body like govt?) give you money back i have to pay it off upon graduation abeit int free and then pay taxes to pay for a maj of u guys on benefits...wonder if i could claim the govt has applied an unlaw charge on me :rolleyes:

lisamtuk

hi simon i am also dealing with Abbey after sending all my statements back with the charges im am reclaiming i was told i would hear from them within 4 weeks as my account was being investigated i am now entering the 4th week and waiting for a reply on the £5457 im reclaiming i will keep you informed over the next week of any development i too started my claim in march and they seem to like to prolong matters good luck

Edinburghlass_2

montrose5 wrote: »

Just received a letter from the Bank of Scotland saying my claim for £1400 in charges is not valid and their charges are reasonable. This is too big for the Small Claims Court in Scotland. Does anybody out there know how much this will cost to pursue and what it would cost if I lose. Preferably anyone with knowledge of the Scottish System. I've tried looking through the threads but not sure of the next step North of the Border

You need to read the Reclaiming in Scotland thread, you'll find a link to it in the Reclaim Help Thread which is in my signature.