Reclaim Unfair Bank Charges article discussion Part II

natweststaffmember

Bob_March wrote: »

Hi all, my apologies if this question has already been covered.

I would like to start the process of reclaiming bank charges for the last 6 years on my current account. I'm wary of doing this at the moment as i constantley live in my 'authorised' overdraft. Can my bank, the Halifax, pull the plug on my account?

I'm not in 'financial hardship' but then i'm not flush either.

Any advice would be greatly appreciated

Bob

No they can't pull your overdraft from you.

costaerer

has anyone had success getting statement of all charges from lloyds tsb bank?? if so, how long did it take from sending the first letter to getting the statement?

bilsy

rodneypig wrote: »

I used one that I found on here, [EMAIL="debbie.waghorn@abbey.com"]debbie.waghorn@abbey.com[/EMAIL]
from her email it says she is the head of data protection and she sent an internal email to the legal dept.
Good luck!

hi there i have just filled in a hardship form with abbey having been made redundant six months ago which they have received,i was just wandering what my next step is could u give me any guidance on this it would be most appreciated [bilsy]

bilsy

can anybody help i have just filled in financial hardship form with abbey having been made redundant six months ago three weeks have passed now and i havn,t heard anything only when i phoned them to confirm they received them which they had wandering what my next move is can anybody help

natweststaffmember

bilsy wrote: »

can anybody help i have just filled in financial hardship form with abbey having been made redundant six months ago three weeks have passed now and i havn,t heard anything only when i phoned them to confirm they received them which they had wandering what my next move is can anybody help

Do you have priority debt arrears(mortgage/rent, council tax, utilities)?

pinksteven

costaerer wrote: »

has anyone had success getting statement of all charges from lloyds tsb bank?? if so, how long did it take from sending the first letter to getting the statement?

Yes I managed to get a statement of all charges, and this is from an account which I haven't used in a good couple of years.

It took around three weeks I think.

Hope this helps.

Pinky

pinksteven

Hi everyone,

If I have claimed from Barclays succesfully a year or so back, and am now back in the same situation - can I reclaim again?

I know it's in hold but obviously want to get myself in the queue if possible.

Pinky

bukko

pinksteven wrote: »

Yes I managed to get a statement of all charges, and this is from an account which I haven't used in a good couple of years.

It took around three weeks I think.

Hope this helps.

Pinky

Where did you address the letter to?
To your branch or to the central customer service?
Thanks...

natweststaffmember

pinksteven wrote: »

Hi everyone,

If I have claimed from Barclays succesfully a year or so back, and am now back in the same situation - can I reclaim again?

I know it's in hold but obviously want to get myself in the queue if possible.

Pinky

Yes is the answer.

pinksteven

natweststaffmember wrote: »

Yes is the answer.

Thanks very much for your help