Reclaim Unfair Bank Charges article discussion Part II

cyberman_3

As it has now come to light that the ex Chairman of the RBS. Fred Goodwin was not as squeeky clean as he made himself out to be and received a knighthood, surely he should now be stripped of the title "SIR" as his actions have created problems never seen before to which the tax payer is picking up the tab. To be a knight of the realm means honesty and integrity to which has now been proven, Goodwin was not

millie_cat

COMMERCIAL COURT LIST
COURT 76
Before MR JUSTICE ANDREW SMITH
Wednesday 21 January 2009
At 10:00
FOR JUDGMENT
2007-1186 Office of Fair Trading v Abbey National PLC
posted by SHAZZAW on LB site
Thought you would like to know

k1mmie

fisherpond wrote: »

hi I have just been on the telephone to lloydstsb and have been given a new address I think as to where you should send your claim to also for claiming hardship its lloyds tsb box 1 bx1 1LT hope it helps

I tried sending my letter to this address today, but was told at the post office that this post code is not recognised. Have you had acknowledgment that this was received?

kirsty_Nash

I have just sold my home. As such I had to cancel my buildings insurance cover with RBS as I cannot legally continue to insure what I do not own. The policy payments are all up to date but they have charged me 20.32p GBP for cancelling. How can this be legal??, If I did not cancel I would be comitting fraud???
Can anyone advise please as I feel rather aggreived especially since RBS lends billions to oil magnates with no security and they penalise normal joe public UNFAIR!!!!!:mad:

biggerl1960

Hi

Just wanted to let you know that I have received my letter from A&L with an offer of
£659.40 Payments
£52.75 interest
Total amount £712.15
I have posted my letter accepting.

deefadog

Excellent, some good news

lisa20350

Hi, just wanted to ask you, where do I start on trying to reclaim Bank charges??
Well done with your case, how long did it take?
I have saved Martins template letter to send to your bank but not sure where to start really.

Lisa

biggerl1960 wrote: »

Hi

Just wanted to let you know that I have received my letter from A&L with an offer of
£659.40 Payments
£52.75 interest
Total amount £712.15
I have posted my letter accepting.

esmerellda

Hi Lisa

First step is to get hold of all your statements, there should be a template to ask for these under the Data Protection Act in the guide. Then add them up and write in asking for them back. If you are in financial difficulty you will need to state that in the letter and detail your circumstances to be considered, else you will be put on hold pending the end of the test case.

xx

makeusmile

I asked HSBC for an increase in my overdraft of £500 to £1000 as it had a one off fee of £25.
Despite being in secure employment they refused this then allowed all my transactions to continue, i have now incurred £525 of fees in 3 months. Strangely I am overdrawn by £600 this month, If overdraft increase had been approved I would only be £75 overdrawn now !!!!
My reclaim letter is now in the post and awaiting reply.

letty1970

This also happend to me with Lloyds. They refused to up my overdraft limit.I got overdrawn , then they offerd me a loan to clear the overdrat. Why not just give me the overdraf. I only wanted 300. hardly the national debt.