Reclaim Unfair Bank Charges article discussion Part II

denandy5

I have an IVA have had it for over 3 years and am on the downward slope to paying this off thank goodness. Can i claim my bank charges back from these accounts that i put against the IVA and even pay off this IVA how would o go about getting all my details ie bank account numbers and credit card accounts as im damn sure it would pay off this IVA the amount of bank charges i had.. Any help please anybody. Oh and just had 51 pound bank charges from tsb after going overdrawn by £3.87 over xmas when i checked my account before i made my purchase i was in credit or i would have just paid cash.. But it was over xmas period and we all know everything stops working except for damn bank charges CAN WE EVER WIN??????

mrs_sandilands

sorry if my question has already been answered elsewhere...but i am new to this...

I was with Capital One for a number of years, and finally closed the account after my cheques aparently arriving with them the day after the deadline, this meant that for the best part of a year every month i was being charged late payment fees.

My query is can i reclaim these charges even though i have now closed the account? If so what would be the best way to go about this.

As a seperate query i wanted to confirm charges incurred on current accounts for going over the agreed overdraft - can these be reclaimed?? Its just that one day i spent £20 (during three transactions) and incurred charges of over £100 - this has started a spiral as they claimed the charges meaning when my mortgage payment came out i was over the limit again, which has meant that for the last three months i keep getting charges....cant seem to find a way out of all these charges!

fisherpond

HI can annnnnnnnnybody help I need ltsbs address to send my claim form in , I have the statements but don,t know the right address thanks

adrian_j_2

I just been made redundant a few months back had a statement from alliance and leicester to tell me that because a direct debit made me £9.57 O/D they,ve charged me £100 this month I,m at my wits end as instead of £242 in social security I get to feed my family and pay my bills this month thanks to the alliance and leicester I,ve got to try and stretch £142 I,m so determined to take them to court and serve these theives some justice.

mirrorimage0

if its your first time of going overdrawn in 12 months ring them and they may give you some or all of it back a lot of banks do

Orford

HI can annnnnnnnnybody help I need ltsbs address to send my claim form in , I have the statements but don,t know the right address thanks

PRELIMINARY AND LETTER BEFORE ACTION
Customer Care
Lloyds TSB
125 Colmore Row
Birmingham
B3 3SF

fisherpond

hi thank you a friend just told me another address in birmingham its swollow house swollow road , have you heard of this address?

fisherpond

hi thank you a friend just told me another address in birmingham its swollow house swollow road , have you heard of this address?

Orford

hi thank you a friend just told me another address in birmingham its swollow house swollow road , have you heard of this address?

Yes, it was the address to send a DPA SAR to:

Copy Statement Unit
Lloyds TSB Bank plc
Swallow House
10 Swallow St
BIRMINGHAM
B1 2AL
Which, as from 16th January 2009, is now:
DSAR Unit,
Lloyds TSB,
Customer Service Recovery,
Charlton Place,
Andover,
SP10 1RE

fisherpond

hi I have just been on the telephone to lloydstsb and have been given a new address I think as to where you should send your claim to also for claiming hardship its lloyds tsb box 1 bx1 1LT hope it helps