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Reclaim Unfair Bank Charges article discussion Part II

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  • Hi Kid where did you find out about the Airdrie court and what they are doing about charges, i tried edinburgh sheriffs and the guy didnt have a clue.. is there somewhere on the courts website where i can find this information?

    I think the reality is probably a lot more complex than I put it, but my friend has been back & forth at Airdrie and it all seems to hang on her charges going through. She basically went along initially to get her charges and found a team of lawyers against her who have been stalling & getting the case postponed. She's due back in a matter of weeks and thinks it'll be resolved then. I'm not great at explaining these things cos I dont really understand the legal ins & outs to be honest. I'd ask her to post about it, but I don't think she will tbh, she's not a fan:rolleyes: What I do know is that Airdrie are still accepting claims, so I've decided to set up an account elsewhere and go through the Airdrie Sheriff Court. Possibly you could call & see how the land lies? i think they've been helpful to my OH - who I will ask to post with a much more informative post than this later :)
  • I just spoke to the FSO about my current claim which is on hold, asking about proceeding due to financial difficulties. They said that I need to go through the whole process again but rather than reclaiming my bank charged I will be taking action against them for putting me in financial difficulties!?!?!? Is this the case and if so does anyone have any template letters I can use? Or is there a way of progressing my outstanding claim?
  • showergirl
    showergirl Posts: 885 Forumite
    heres wishing everyone good luck for tomorrow.
  • Phil0250
    Phil0250 Posts: 10 Forumite
    I agree.. if the test case does go in favour of the OFT, this is probably going to make so much of a difference to all of us here that have put in claims for our charges back. I'm keeping everything crossed..
  • Hi,Does anyone know if you can claim back charges from accounts that have already been closed?
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    Yes is the simple answer :)
  • TKPeters
    TKPeters Posts: 1,877 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Uniform Washer
    Why are the Posts about the case being lost by the banks being removed?
  • techspec
    techspec Posts: 4,464 Forumite
    Probably because its not over yet, and there will be legal reasons.
  • hi all after reading that the big case is over

    i find myself confused as to what to do now,
    i went throught all the procedures last may with my bank & applyed to take them to court & it was put on stay,
    so i ring my bank this morning & they told me their will be other hearings & i have to wait till they get in touch with me which might be a few months ??
    so i rung my court & they told me to either wait till my bank contacts me or write a letter to them to lift the stay now & carry on the court case my self, to reclaim,
    so what should i be doing
    HELP PLEASE:confused:
  • TKPeters
    TKPeters Posts: 1,877 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Uniform Washer
    techspec wrote: »
    Probably because its not over yet, and there will be legal reasons.


    Its was only referring to the BBC News website & it still may not be over for 2-3 years
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