Reclaim Unfair Bank Charges article discussion Part II

shamrock7

Well totally disheartened today. Phoned RBS again today about my offer signed and sent back on 26/07/07. They are only paying out on offers prior to the 23/07/07 so I have another letter to sign in 3 weeks so wont be getting money within 10 days as promised.A law unto themselves. One girl in the customer relations unit in Edinburgh hung up on me because she couldnt answer why they'd broken their agreement
Think the way forward is to talk with our feet and leave these banks behind. What truly atrocious customer service!!!

danielle32

hi does anyone know if you can apply to reclaim charges from a bank that you have a managed loan with?

heybankrobber

stuart1962 wrote: »

Bank Abbey
Amount claimed £3220
Amount paid £3491.20

Just got back from court abbey did not turn up judge ruled that my claim was still valid despite the high court case as no president has been set he included travel plus loss of earnings cheers to martin

Congratulations! If you dont mind me asking, which court did you attend?


Thanks

k1mmie

Congratulations Wiggynut. What number did you call? I want to see if they will give my husband any update on a case through FO since 20th June. FO not giving me any so try them!!!!!

jonesys_2

jmaxted wrote: »

I had a nice surprise today,i checked my lloydstsb bank account and found that i had £5403.73 deposited in my account, i checked with the bank and they have gave me all i was owed plus over £400 admin costs.Im so shocked especially with whats been happenin over the last few days.I have paid off all my debts, so i just have my mortgage.I never thought id get to this point, so im delighted.:rotfl: I was due in court on the 14th aug.Im now virtually debt free.Please keep reclaiming dont give up, its worth it in the end.I cant stress how important it is to keep on,dont be threatened by them, its just scare monger tactics.Use all the resources you can.Thanks for all members who helped me to get so far and of course Martin Lewis.If i can help anyone at all let me know.Thanks again.:j

Thanks for that! im so glad you had your money back. This has given me some hope. As i am also due in court on the 14th with Lloyds TSB. But as of yet have still not received any payout. Lets hope i will soon. Thanks again and enjoy being debt free

lofatmat

im new but dont know where to post this .... since the oft made a deal wi the test case the banks have started charging again... i am gutted wen seeing i got a 105 pound charge that has put me into overdraft will get charged again anyone know what to do


<table border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td colspan="4"><table nowrap="false" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td bgcolor="#ccffff"></td><td bgcolor="#ccffff" nowrap="nowrap" valign="top">JD SPORTS
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">10.00
</td><td bgcolor="#66cc99"></td><td align="right" bgcolor="#ccffff" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">220.71
</td><td align="left" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td></tr><tr><td bgcolor="#66cc99"></td><td nowrap="nowrap" valign="top">27Jul07
</td><td bgcolor="#66cc99" nowrap="nowrap"></td><td bgcolor="#ccffff" valign="top">SO
</td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff" nowrap="nowrap" valign="top">STIRLING PARK
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">5.00
</td><td bgcolor="#66cc99"></td><td align="right" bgcolor="#ccffff" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">215.71
</td><td align="left" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td></tr><tr><td bgcolor="#66cc99"></td><td nowrap="nowrap" valign="top">27Jul07
</td><td bgcolor="#66cc99" nowrap="nowrap"></td><td bgcolor="#ccffff" valign="top">SO
</td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff" nowrap="nowrap" valign="top">ARGOS
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">10.00
</td><td bgcolor="#66cc99"></td><td align="right" bgcolor="#ccffff" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">205.71
</td><td align="left" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td></tr><tr><td bgcolor="#66cc99"></td><td nowrap="nowrap" valign="top">27Jul07
</td><td bgcolor="#66cc99" nowrap="nowrap"></td><td bgcolor="#ccffff" valign="top">CPT
</td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff" nowrap="nowrap" valign="top">LNK BOGBAIN ROAD
CD
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">160.00
</td><td bgcolor="#66cc99"></td><td align="right" bgcolor="#ccffff" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">45.71
</td><td align="left" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td></tr><tr><td bgcolor="#66cc99"></td><td nowrap="nowrap" valign="top">31Jul07
</td><td bgcolor="#66cc99" nowrap="nowrap"></td><td bgcolor="#ccffff" valign="top">DD
</td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff" nowrap="nowrap" valign="top">FIRST NATIONAL
0
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">54.77
</td><td bgcolor="#66cc99"></td><td align="right" bgcolor="#ccffff" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">9.06
</td><td align="left" nowrap="nowrap" valign="top">DR
</td><td bgcolor="#66cc99"></td></tr><tr><td bgcolor="#66cc99"></td><td nowrap="nowrap" valign="top">31Jul07
</td><td bgcolor="#66cc99" nowrap="nowrap"></td><td bgcolor="#ccffff" valign="top">
</td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff" nowrap="nowrap" valign="top">RETURNED DD
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td><td align="right" bgcolor="#ccffff" nowrap="nowrap" valign="top">54.77
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">45.71
</td><td align="left" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td></tr><tr><td bgcolor="#66cc99"></td><td nowrap="nowrap" valign="top">01Aug07
</td><td bgcolor="#66cc99" nowrap="nowrap"></td><td bgcolor="#ccffff" valign="top">CHG
</td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff" nowrap="nowrap" valign="top">UNPAID D/D
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">105.00
</td><td bgcolor="#66cc99"></td><td align="right" bgcolor="#ccffff" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">59.29
</td><td align="left" nowrap="nowrap" valign="top">DR
</td><td bgcolor="#66cc99"></td></tr><tr><td bgcolor="#66cc99"></td><td nowrap="nowrap" valign="top">02Aug07
</td><td bgcolor="#66cc99" nowrap="nowrap"></td><td bgcolor="#ccffff" valign="top">DD
</td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff" nowrap="nowrap" valign="top">AOL ACCESS SERVICE
0
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">12.60
</td><td bgcolor="#66cc99"></td><td align="right" bgcolor="#ccffff" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">71.89
</td><td align="left" nowrap="nowrap" valign="top">DR
</td><td bgcolor="#66cc99"></td></tr><tr><td bgcolor="#66cc99"></td><td nowrap="nowrap" valign="top">02Aug07
</td><td bgcolor="#66cc99" nowrap="nowrap"></td><td bgcolor="#ccffff" valign="top">
</td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff" nowrap="nowrap" valign="top">RETURNED DD
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">
</td><td bgcolor="#66cc99"></td><td align="right" bgcolor="#ccffff" nowrap="nowrap" valign="top">12.60
</td><td bgcolor="#66cc99"></td><td align="right" nowrap="nowrap" valign="top">59.29
</td><td align="left" nowrap="nowrap" valign="top">DR
</td><td bgcolor="#66cc99"></td></tr><tr><td bgcolor="#66cc99"></td><td></td><td bgcolor="#66cc99"></td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff"></td><td bgcolor="#ccffff"></td><td bgcolor="#66cc99"></td><td></td><td bgcolor="#66cc99"></td><td bgcolor="#ccffff"></td><td bgcolor="#66cc99"></td><td></td><td width="1"></td><td bgcolor="#66cc99"></td></tr><tr><td colspan="13" bgcolor="#66cc99"></td></tr><tr><td colspan="13" height="10"></td></tr></tbody></table></td><td></td></tr><tr><td colspan="4" height="10"></td></tr><tr><td class="entries" colspan="4">Transactions abroad </td></tr></tbody></table>

lofatmat

i suggest you go to court and fight em then get everyone you know to email the oft and give them hell for saving the banks ....

Edinburghlass_2

wriggle wrote: »

Hi im hoping someone can help us, we have been claiming £4000 from barclays since january. We have got to the court stage and we are waiting for a court date. Because of the announcement we decided to phone the court and ask what was happening. The lady told us the court viewed our case on 25/07/07 and a court date had been sent out to us. Will we still get this court date or do you think it will be stopped. We are so worried we are totally reliant on this money and we wish we had accepted the offer of £2300 but this was now over 8 weeks ago, is it worth asking the bank if they will still honour this offer or do you think they will tell us where to go.

You will get a court date and you must assume, until told otherwise, that this will go ahead and prepare for going to court.

I think its very doubtful the bank will honour an offer that you have rejected I'm afraid.

Edinburghlass_2

lynz412 wrote: »

Hi there,

Thank god i've already got by Bank Account charges back, just waiting on my credit card ones.

I've heard from Sainsburys Bank who i'm claiming £440 back from, they are offering me 50% of my claim and not sure whether or not to accept.

Worried that if i decline and go for the full amount, the same thing may happen to credit card claims as has to bank account claims and i'll therefore get sod all!!!!!!

Any help greatfully accepted.

Thanks again
Lynz412

Unlikely to happen as OFT has already recommended what charges credit cards should charge, it could be that after this is all over that cc charges change too.

Write back and accept the offer in part payment and without prejudice but will be continuing to court and/or the FO for the remainder.

Edinburghlass_2

danielle32 wrote: »

hi does anyone know if you can apply to reclaim charges from a bank that you have a managed loan with?

I'm not sure what you mean by a managed loan but if you mean the loan is linked to your current account then it is likely that any monies reclaimed will go towards any debt held by the bank.