Reclaim Unfair Bank Charges article discussion Part II

oldandskint

toilet rolls !!!!!!!!!!!!!!!!!!!!
<HR style="COLOR: #660000" SIZE=1><!-- / icon and title --><!-- message -->news flash

thousands off toilet rolls deleverd to bank chairman and directors all over the country.

bank chairmam and directors have orderd thousands off loo rolls because they are crapping it at the thought they will have to pay out billions to reclaim charges customers

this years directors hollidays canceled as customers wont pay for the bubbly

well done hull great news :T :j


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Edinburghlass_2

z4kir wrote: »

Previously claimed and won for my own account, and now doing it for a friend with two accounts. Natwest and Lloyds

Lloyds are being a pain, wrote requesting the necessary stmts, 40 days passed without receiving the stmts so rang... was told they had a backlog of 6-8 weeks so had to wait longer, still not heard from them (has been over two weeks since the 40days ended). What can I do?

Natwest: Got the necessary stmts, worked out the charges were over £2300 (with interest). Sent off the letter asking for the money with the 14 days deadline and got a reply today saying:
"We are currently considering your claim. given the work involved in assessing your claim we anticipate that we will be be in a position to respond in 6-7 weeks, but will endeavour to do so sooner if we are able to."

What do I do next? sit n twiddle my fingers?

Lloyds you can download the statements/info from internet banking so this would save you waiting anymore time.

NatWest are part of the RBS Group who are making offers at the 7/8 week stage however of course its up to you how you conduct your claim. Read the relevant thread for your banks which you'll find linked in the Reclaim Help Thread.

cyberman_3

wondered what you meant "oldandskint" about Hull.

Here it is.
http://news.bbc.co.uk/1/hi/business/6270998.stm

It's nice to see that Judge Iain Besford in Hull is asking the right question ...

"the banks would have to explain their charging structure."

Yorkshire Bank is the Headline here but of course this is applicable to all Banks. This means that the Banks in future are going to be very careful before they make their wild threats of a defence in Court. It is very likely that Judges around the country will follow Judge Iain Besford's lead and pick at random any one bank and ask the question above.
A VERY DANGEROUS POSITION FOR THE BANKS NOW

Dare the banks risk a test case ???? Unless they are financially suicidal and are prepared to declare such huge losses on the Stock Exchange, the answer is NO.

In boardrooms around the country, this will be todays topic. Never in the history of banking have they been faced with such a problem. Wonder what the numerous Chairman will instruct their underlings to do ?

As of now, any bank could be the target of a Judge. For us, it will make life simpler because it will reduce the number of empty threats they make and it will reduce the time they waste for the courts.

With this in mind, everyone much continue with the threat of court action if their claim is not met in full. It would be a "foolhardy" bank who ignores you.

Until a Judge actually drags a bank into court, and that will happen sooner or later, do not lose sight that YOU WANT YOUR MONEY BACK WITHIN THE STATED 14 DAYS ..... Court action follows without further notice.

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BANKBANDIT_2

UPDATE ON CLAIM
ALL MONEY NOW BEEN PAID ON TO MY ACCOUNT SO IM NOW OFF TO NATIONWIDE TO GET A CHEQUE NOW FOR FULL 4500 . OH WHAT A BEUTIFUL MORNING :j :j :j :j :j :j :j :j :j
KEEP IT UP PEOPLE YOU WILL WIN
thanks martin :money:

cyberman_3

z4kir wrote: »

Previously claimed and won for my own account, and now doing it for a friend with two accounts. Natwest and Lloyds

Lloyds are being a pain, wrote requesting the necessary stmts, 40 days passed without receiving the stmts so rang... was told they had a backlog of 6-8 weeks so had to wait longer, still not heard from them (has been over two weeks since the 40days ended). What can I do?

Natwest: Got the necessary stmts, worked out the charges were over £2300 (with interest). Sent off the letter asking for the money with the 14 days deadline and got a reply today saying:
"We are currently considering your claim. given the work involved in assessing your claim we anticipate that we will be be in a position to respond in 6-7 weeks, but will endeavour to do so sooner if we are able to."

What do I do next? sit n twiddle my fingers?

They must work to your timescale, you do not work to their timescale.
You have given them 14 days and if they wish to ignore that is their problem.
After the 14 days, if they have not refunded your claim in full, go immediately to the summons stage.

advent

BANKBANDIT wrote: »

UPDATE ON CLAIM
ALL MONEY NOW BEEN PAID ON TO MY ACCOUNT SO IM NOW OFF TO NATIONWIDE TO GET A CHEQUE NOW FOR FULL 4500 . OH WHAT A BEUTIFUL MORNING :j :j :j :j :j :j :j :j :j
KEEP IT UP PEOPLE YOU WILL WIN
thanks martin :money:

Told you so!
Congratulations:T :T :T :T .....Thanks for pm-(have replied )
You're more than welcome.:rotfl:

katiekittykat

Do i sent the 2nd letter to the same one i sent my statement request letter to???

oldandskint

just a bit off light hearted banter cyber
with respect to the judge asking the bank's for a detaild list off there charges .what worries me a little is why the banks turned up in the first place ? surly they new this was going to happen unless they have found a way a loophole or something that they can turn up and win
why now after all this time surly if it goes against them it will cost them billions are theythat stupid ?:eek:

richard99_2

hi, new to this, im in the process of taking Lloyds T S B to court, iv got as far as the defence letter of them, i started on the 26 of february seems to be taking ages, im trying to claim £2,237 total sum wish me luck.

cyberman_3

oldandskint wrote: »

just a bit off light hearted banter cyber
with respect to the judge asking the bank's for a detaild list off there charges .what worries me a little is why the banks turned up in the first place ? surly they new this was going to happen unless they have found a way a loophole or something that they can turn up and win
why now after all this time surly if it goes against them it will cost them billions are theythat stupid ?:eek:

The Banks don't turn up and from I see, neither did Yorkshire Bank in this instance. Clearly some of the cases involved the Yorkshire Bank and the Judge decided on them.

There cannot be a loophole for them, we are talking about British Law here and it is that law we are using for claiming monies back.