Reclaim Unfair Bank Charges article discussion Part II

Lucytastic

i have just recievd another letter from Barclays telling me that they are still investigating my claim and will be in touch with me no later than 10th July. This follows about three other letters telling me the same thing with no outcome other than a later date for another letter. I have tried to fill in the claim form for taking it to court but cant get any further as do not have the £120 that its going to cost me. Any ideas? pleeeeeease????? this has been dragging on since beginning of March!

Edinburghlass_2

You can pass your claim to the Financial Omubudsman which is free, have a read of Martin's article for more information regarding this.

callum93

That has happened to me.My claim is against Lloyds have you received the Allocation Questionaire yet and when you pay the £100 what happens then.

freemaiden

sent e-mail to hsbc after waiting 7 weeks requesting a update on my claim gave them the ref number just recieved reply that they can,t find my claim sent them more details has any one else had this happen . got fingers cross they find it soon .

james,kilmarnock

hi,Im in the process of claiming £2950 back from BOS can anyone tell me what there like to deal with or will it be a fight to the death?
Initial response from them has been really slow !

Sagaris

Edinburghlass wrote: »

You can pass your claim to the Financial Omubudsman which is free, have a read of Martin's article for more information regarding this.

Thank you Edinburghlass - think I'll go for that option!
Will keep you posted how it goes. As Barclays have treated the claims with total disdain and been very patronising, I've decided to add the interest now too.

stellaqueen50

Hi this is the first time I have used this site but have found it very helpful. I have been made an offer of repayment of bank charges made by Nat West which I am happy to accept,BUT they are statung that they will repay into my bank account I would prefer a cheque so that I can repay my overdrawn account myself.. DO i have to accep their method of repayment?

skintscouser

Many people are now facing the decision of whether to take the bank to court or go via the Ombudsman.

I think this leaflet - EX50 on fees published by the HMCS (Court Service) is very useful indeed. Here's the link (PDF) version It's very clear and itemises all the different costs you may need to pay. Costs are one of the considerations many of us take into account.

The Moneyclaim website and helpline are very good too i.m.o. You will find that the staff at Moneyclaim will try to help you if you get stuck when filling in your N1 claim / Moneyclaim online form.

It may be useful to have a link on here to it somewhere as people keep asking 'how much does it all cost'.

princesskez26

stellaqueen50 wrote: »

Hi this is the first time I have used this site but have found it very helpful. I have been made an offer of repayment of bank charges made by Nat West which I am happy to accept,BUT they are statung that they will repay into my bank account I would prefer a cheque so that I can repay my overdrawn account myself.. DO i have to accep their method of repayment?

Yes you do, if there is any debt outstanding on the account in question they have the right to offset any money claimed against this debt,

Kez

Edinburghlass_2

skintscouser wrote: »

Many people are now facing the decision of whether to take the bank to court or go via the Ombudsman.

I think this leaflet - EX50 on fees published by the HMCS (Court Service) is very useful indeed. Here's the link (PDF) version It's very clear and itemises all the different costs you may need to pay. Costs are one of the considerations many of us take into account.

The Moneyclaim website and helpline are very good too i.m.o. You will find that the staff at Moneyclaim will try to help you if you get stuck when filling in your N1 claim / Moneyclaim online form.

It may be useful to have a link on here to it somewhere as people keep asking 'how much does it all cost'.

There is a link in the Reclaim Help Thread along with the link to the exemptions of court costs.