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SmlSave's extremely small steps to reducing the mortgage

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  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Alchemilla wrote: »
    How can you be refused entry?

    Ditto, was it the birth center's cream cake that you ate :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    edited 30 January 2014 at 11:05PM
    Radish72 wrote: »
    Ditto, was it the birth center's cream cake that you ate :)

    :D lol, I hope not. I think that midwives live on chocolate and cake!

    I'm too much of a risk for the birth centre basically, they don't want things to go wrong and then to get blamed. It's for my safety overall but I was still hopeful that they'd admit me, seeing that the centre is a corridor away from the delivery suite.

    But I promised DH that if the manager of the birth centre said no that I'd stop pushing for it and accept that I'm going to be in the delivery suite and there's no chance of a water birth.

    Of course, this time I'm just going to sneeze and baby will pop out! :)

    Hi mouche and welcome :)


    DS has been really good all day and even though he's started sleeping through the night recently we snuggled down for an after lunch nap which ended up being for almost 1.5hrs! Was a real struggle to leave such a toasty bed but of course now I'm wide awake!

    I had a really productive day today with 2 loads of washing done, hovering, kitchen floor washed, a proper dinner cooked and a few more surfaces dusted and wiped. Not bad at all :)

    I also liberated over £1.50 from DH's wallet for the change jar ;)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Sorry you are not going to get the water birth you wanted smlsave, here's hoping for that "quick sneeze and out" birth instead :D
    MFW 67 - Finally mortgage free! 💙😁
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I'm going to make an OP of £60 on monday :) Tried to today but I got bored after waiting 10mins on the phone. It's made up of £30 cashback and £30 pennies. This may be the only OP this year but I'm still chuffed. :D
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • BlueMoo
    BlueMoo Posts: 424 Forumite

    This may be the only OP this year but I'm still chuffed. :D

    So you should be. You have more important priorities!

    ****

    Fingers crossed for the SmlSneeze birth! :rotfl:
    *shakes pepper in SmlSave's way*
    M3 Dec2015 #160 Target £150,000 (BU £155000)
  • tootoo
    tootoo Posts: 681 Forumite
    Part of the Furniture 500 Posts
    Hope you have a quick birth, my second came v quick and the sneeze theory was almost true :)
    MFW.....Apr 33 Aim - Dec 26
  • mouche
    mouche Posts: 902 Forumite
    Part of the Furniture Combo Breaker
    Good for you on the OP smlsave. And good luck with the smlsneeze birth! My sister's second came so quickly, her husband (who had popped to the cafe for a coffee), missed it.
    Mortgage (original/ current):193,000 (23/09/11)/ £102,500 (07/11/2019)
    2019 Challenges: Make £300 a month: £9.71/£300 (January)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    2 weeks till mat leave .... :) and 4 weeks to (hopefully) the big sneeze :D

    Still not OP'd my £60 as Natwest's phone is soo busy, I waited 15mins this time. grrrrr

    A productive weekend with DS's room getting a coat of paint (more still to do), I actually did some baking (apple pies) and downstairs got dusted (again!)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Why, oh why do roofers/builders say they'll come out one day and then never turn up? They should know better than to say a specific day if they are not able to keep it. grrrr :mad:

    On a lighter note I got a lovely cuddle when waking DS up this morning :)
    Then he came and 'helped' me go on the toilet by holding my hand and watching all the action ::o Daddy then got told of this wonderful time with words such as plop and smelly etc

    :rotfl: the joys of potty training eh!?!

    DH was very chuffed with himself yesterday, He took lunch to work and put £5 in his savings :) I'd love to say that his savings are for the house or the mortgage but in honesty they are for a gadget, he just can't decide on a Kindle Fire or new Xbox atm!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • mouche
    mouche Posts: 902 Forumite
    Part of the Furniture Combo Breaker
    Oh I love the graphic description by Smllet! We start toilet training in the summer so have all the joy to look forward to.

    Good for OH - saving for his own gadget is better than raiding the household savings!
    Mortgage (original/ current):193,000 (23/09/11)/ £102,500 (07/11/2019)
    2019 Challenges: Make £300 a month: £9.71/£300 (January)
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