Making a start... new mfw

ixia

Another lovely day just home from work finished early today

Today I have:

• moved money to pay CC it's a cashback card so have started putting all the shopping etc on it.
• made lunches for work and dinner for from stores
• would have been a NSD but had to sponsor someone in work and buy a ticket for a charity event all in a good cause though
• washing out to line dry
• saved money on DD2's bus fare home from school as she is getting a lift will put that in OP pot
• checked banking all as it should be

Going to prepare dinner, check DS's phone bill for the month incase there are any extras before the DD comes off as he was in Barcelona a couple of weeks ago. Then I will maybe grab a wee half hour in the garden :cool:

ixia

Just in from work sun's still shining :cool:

I received a letter from Santander today saying they had received my OP and that it will be put towards capital repayment, they said another letter will follow with my new term etc. Can't wait to see what it has shaved off the mortgage term.

Things I have done today to help the cause:

• made luches and dinner will be from stores
• washing out to line dry
• found £1.12 will go into OP pot
• car shared to work today so not my petrol

Not much but have some surveys in inbox so will try and do them and some adpoints later.

Have had a NSD so far however will need to go to shops later for bread, hopefully will pick up some reductions.

Have smoked salmon left so off to find a recipe to use it for OH's dinner, DS not in for dinner tonight and DD1 in London so easy night.

ixia

Morning everyone

Last night went to Mr S for petrol and bread managed to pick up a few YS items not a great haul but enough for a couple of meals.

I completed a ugov survey 50p and VO 50p.

I will need to phone old mobile company today, got DS a new phone in April cancelled old contract in March with months notice. Got a bill last month which was the previous months etc. DD came off this morning for it again should be no payment this month account should be closed :mad:

I have made up lunch for work and dinner will be from what is in. Hopefully a NSD. I am just going to hang out washing and I will really need to tackle the ironing mountain which is in my room when I get home from work.

ixia

I worked through my lunchbreak so got away early, just as well got in on time to get washing in before the rain came on.

Telephoned phone company said they had a note of me calling to cancel but that I didn't cancel, likely story!! i told them I most definitely did cancel so after a bit of toing and froing they said they will refund the DD amount.

Got my delivery from Denby I've made a boo boo though I ordered new baking trays for my oven and they are too big, it's my own fault should have taken the measurements before I ordered. You have to pay to return them and they are quite heavy so will see if I can find a new home for them. My sister has a range cooker so her oven might be bigger than mine. Just as well I paid with CC vouchers or I would be fuming :rotfl:feels like I got them for nothing so not so bad.

I have ordered a fathers day card and a birthday card for my sis from FP the two of them cost me £1.45 as I had 3p in my account, don't know where that came from. Got the codes from grabbit board very pleased as I have put funny photographs of them on it.

39 adpoints today too.

Still no letter from Santander I was hoping it would have arrived today.

ixia

Letter from santander my first OP has knocked 2 months of my mortgage term I'm delighted :j

another nice day washing out to line dry.

Put change into bank coin counter £22.23 will move that to OP pot.

Signed up for free months netflix last night I was going to buy the next season of breaking bad and they had it on there so free entertainment

went to shops for what I needed picked up some half price veggie sausage and burgers in [EMAIL="icel@nd"]icel@nd[/EMAIL] will do for a bbq if the good weather keeps up.

My cards arrived from FP, how quick was that and they look great, may order another couple on OH's account

Made lunches for work etc and off to get the dinner prepped, my brother coming round for dinner I think we will eat in the garden, might as well make the most of the sun

ixia

Morning everyone

Itching to make another overpayment, however Santander apparently minimum OP is £500 however was told different when I called a while ago I think I will phone them back today and see what they say. I wish I could make small OPs. I think it's too near my holidays to pay another £500

Today:

• have made lunches for everyone
• will hang the washing out to line dry
• I will do surveys in my inbox later
• £8.01 from £co payment been sent will move that to OP pot

I will see what today brings have a lovely day

ixia

I phoned Santander the girl said that they suggest you make a payment of £500 but it doesn't have to be she said I would have to pay just under £320 to knock a months interest off. I think I will just try to get another £500 together as that takes 2 months off

I have collected another 69 adpoints and 50p on a ugov survey.

Wrote a meal plan today and a shopping list so thats a good start would like to shave as much of this weeks grocery shop as possible so I can put a bit extra into OP pot.

I need to buy travel insurance and try to book train tickets from Bangkok have emailed them a few times and have had 1 reply and then I emailed them back to confirm the purchase and I have heard nothing since.

Anyway off to throw something together for the dinner.

ixia

Morning everyone

Yesterday I did my grocery shop at Mr T used a £6moc and got sone goodies from marks with my vouchers.

Spent the day tidying up mil's garden and then went out to a night out later on with the girls from work. I was lucky and won 2 prizes in the raffle

Had 5 VO surveys in my inbox this morning got screened out everyone :mad:

Feeling a bit delicate this morning, so I am off to get a shower and then I will take my mum shopping.

ixia

Afternoon everyone

I have managed to not get screened out of VO and I have completed a survey for £1, also a ugov one for 50p.

Claimed 45p from tcb's snap and save, first time I have had anything that was on it for ages.

Made lunches for work today and washing out to line dry.

I am just gong to prepare dinner just going to make pasta and garlic bread as everyone in and out at different times tonight.

Need to give house a good tidy had the family round for dinner yesterday and with the good weather haven't been doing much in the house.

Checked banking not sure whether to move some money to OP pot or to wait and see what is left on Friday.

ixia

Hi everyone

Made a £500 OP today probably should have left it until I came back my holidays but couldn't wait lol. I won't be able to make any until July now.

45 adpoints today and a friend asked me to refer them to £co so hopefully that will be another £2.50 towards next OP.

Made lunches for work and just going to make dinner.

I hung the washing out but it's been raining all day I knew that was the forecast but I am an optimist:rotfl:I will need to bring it in and do it again.

I Need to curb my spending now until I go my holidays.