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Making a start... new mfw

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Comments

  • ixia
    ixia Posts: 1,338 Forumite
    Morning it looks as if it's going to be a nice day here :)

    Today I need a few bits from the shop but I will only buy what I need I struggle with this!!! I need petrol too.

    I have checked banking and all looks as it should be.

    I will hang 2 loads of washing out to dry, I love being able to get my washing out :)

    £3.90 on £co showing for next payment run and £6 in my groupon account for referring OH so will keep an eye out for a meal voucher coming up and use it for that.

    Need to chase up clubcard exchanged some vouchers for Denby but it won't accept one of them, annoying as I was wanting to use them over weekend when they had sale on :mad: I was wanting to use them to replace some kitchen goods that I want to buy and I will then move the money from that pot to OP pot.

    Have a good day all I hope the sun is shining where you are.
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    Hello, just been reading your diary, good luck with the overpaying, you will be amazed in a years time when you see how much you have achieved with all the pennies here and there. And then OH might get more involved - thats what happened with us anyway, he is now tighter with cash than I am.

    The sun is shining here in northeast scotland, but I don't trust it to last all day...
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • ixia
    ixia Posts: 1,338 Forumite
    Hi Kirstypark and thanks it's nice to see someone else has read my ramblings :D

    I am hoping to get OH more on board when I get letter in confirming the OP and showing him the difference the payment has made.

    I am going to have a read at your diary and see if I can pick up any tips :)
  • Hi Ixia, I hope the sun shone with you today :)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • ixia
    ixia Posts: 1,338 Forumite
    Hi Ixia, I hope the sun shone with you today :)

    Tilly x
    Hi Tilly it didn't turn out as nice as I thought and rained in the afternoon, it's supposed to be better today so fingers crossed :)

    This morning I have:

    • completed a ugov survey 75 points
    • 53 adpoints collected, not many this week but it all adds up
    • lunches from stores and dinner too
    • washing out to line dry
    Off to work soon, I have the dentist later I am hoping this is my last appointment however that means I will need to pay the bill :(

    I will need to work out finances later for the week and hopefully move something to the OP pot.

    Have a good day all!!!
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    oh, please don't read my diary for tips - it's full of wedding trips to las vegas and new houses I am not sure i can afford :eek:
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • ixia
    ixia Posts: 1,338 Forumite
    kirstypark wrote: »
    oh, please don't read my diary for tips - it's full of wedding trips to las vegas and new houses I am not sure i can afford :eek:

    Lol, you sound like my kind of girl, I will take time to read it from the beginning then sounds like a good read :rotfl:
  • ixia
    ixia Posts: 1,338 Forumite
    Morning, the sun is shining again :)

    last appointment at dentist yesterday, I had paid some of the balance at last appointment so £40 yesterday.

    Need to get malaria tablets sorted today, nurse gave me a prescription the other day however the tablets she gave me your not supposed to take alcohol with we are away for 3 weeks so I think ythat might be a problem!! I will need to change them to malarone for the 4 of us that will cost £130 but better to be safe than sorry.




    Today:
    • I will hang out washing to line dry
    • Move money left from last weeks budget 7p to OP pot lol
    • £3.90 payment from £co to OP pot
    • make a return to Asos, £40 back on card
    • lunches and dinner from stores
    Have a good day all :)
  • ixia
    ixia Posts: 1,338 Forumite
    Morning everyone :)

    I did my grocery shop yesterday and used my moc in Mr S and nectar points got a few YS items so quite pleased with what I spent hopefully won't need to buy much more grocery wise this week.

    I am going to have a tidy round the house and get some washing out to dry.

    Need to tidy the back garden went to local DIY store and got some wasp killer so there is white powder everywhere at the back door. Thought we would give it a go ourselves for £3 instead of paying £50 to local council for it. Not sure if it's a nest or not we just noticed that there was quite a few wasps flying in and out of one of the vent bricks in the back wall. I will keep an eye on it today.

    I am going to get 5 toiletries bags out and make up for hols with what is in toiletries box. I was planning to do this before but didn't get round to it. Write a list of what is still needed and might pick it up today. Will go to HB's and get some with boots points too.

    I am going to my nieces dancing display tonight, tickets are paid for however could end up costly as there is a bar and OH,DD1 and DS like a drink :rotfl:I'm pretty sure I will be designated driver tonight.

    Need to sort out banking and work out what has been spent grocery wise etc and will update when I know what I can move to OP pot.

    Have a good weekend :D
  • ixia
    ixia Posts: 1,338 Forumite
    morning all :D

    Had a lovely evening at dancing display, the little ones are just so cute.

    I haven't moved anything to OP pot yet, DD1 off to London tomorrow for 3 days on a wee holiday so I want to make sure she has enough spending money before I do my money shuffle.

    I want to do a meal plan today for the rest of the week, loads in but just bought random shopping no plan before I went so don't want to waste anything.

    Other things to help the cause:
    • 45 adpoints collected
    • ugov survey 50 points
    • got some of my holiday toiletries with boots points
    • booked DD1 hotel in Barca £8 tracked from TCB and 200 nectar points
    • m and s gift card- got £20 worth for £5 they were doing the £10 for a fiver on groupon and I had money in my account for referring OH :T so will use them next week toward the grocery shop
    • hang washing out to line dry
    Have a good day everyone :D
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