Can I do it!

1stTimer

Morning all,

I'm ashamed to say I fell at the first hurdle:o

The envelope system lasted a whole day!
But it was my mums b-day so I spent a fair amount this week on presents and a meal etc, I can't say I regret it too much because she looked soo happy and cried a little ( well at least I think they were good tears!:eek:)

But back on the wagon now, just in time for the weekend

I didn't manage to pay off my credit card either which has deflated me a bit. I still have £300 to pay so I'm setting my self a challenge to find that £300 any way I can and pay it off before next payday.

I'm going to
Dig out all my loose change (I have saved it in a shoe box for approx a year so could be a fair amount in there)
Going to try and do another boot fair at some point
See if there is anything left to eBay
And I'm sure I can think of some other things but I will clear that pesky card by payday!

Happy Friday people

Hiddenidenity

Happy Friday

Have a nice weekend

1stTimer

You too Hidden!

1stTimer

I went to the pub last night and didn't spend anything:beer:

I've just counted my shoebox of change and can now pay £100 of the card, I've also decided to pay the remainder off with my savings so the card is done! :T:T

Now just my loan to go which stands at £10,617 - the plan now is i'm going to stick £500 a month into the savings from next pay day and up my loan from £341 a month to £500 just to bring it down a bit quicker.

I was hoping to have a NSD today but going swimming later so will have to pay to get in, other than that though I shouldn't spend anything.

No overtime this weekend but should have the next 2 Saturdays if all goes to plan and bank holiday mon too.

Hiddenidenity

Well done on clearing the card xx

brokeinlondon

great news about clearing the card and it sounds like that loan will be gone in no time!

1stTimer

So didn't spend any money yesterday either:T

Mum paid my entrance fee because I paid for her last time, not sure about today though as going London with the family but will try and be good:)

1stTimer

Another NSD for me!

I actually thought the weekends would be harder but its starting to look like its the weekdays arethe ones i need to watch.

Had a great weekend and all free - now thats an achievement:beer:

1stTimer

Another NSD for me, that's 3 in a row:T

Have bread and spread for tomorrow so long may it continue.

Looking at opening a savings account today haha never thought I'd say that! I really hope I can stick with this mentality:o

kittycatfan

Hi first timer your doing great i just opened a savings account with santander its online and i havent got a bank card with it so that makes it better for me not to be tempted to dip into it ive only been saving for 2 mths i ave £50 a onth put in via standing order once they take the money u dont really think about it so get saving lol