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Time to be completely honest

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Comments

  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Hi sea, i know what you mean about wanting the debt to be gone straight away im exactly the same, but you are doing really well, those totals are coming down nicely.

    I started making hampers when i saw that thread on the special occasions board and im loving doing them.

    hope you are feeling better soon.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Well, can't speak very well so haven't gone to work, but I really do feel like I've skiving as I don't feel unwell! Will have to make the most of it doing good things today - I intend to really research these hampers as I see they could be really good and money saving if I do enough research on them! I usually spend (hangs head in shame here) over £1000 at Christmas and HAVE to spend much less than this obviously. More like £200 for 30 people (including the kids, OH and mum). Hard, but not undoable.

    I wanted to contact CCCS today, but can't speak clearly enough so will have to do that tomorrow. Bah!

    Suddenly finding inspiration and motivation from reading all the threads again - it's been missing for a while! :)

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Afternoon Sea..sorry to see you are un-well still..but..glad to see you have got your motivation back.I'm doing hampers this year as well as am cutting back on the amount I spend.I have lots of stuff for DDx2 and have JJs christmas and birthday presents...so have to think off stuff for 3 sons and 1 son in law...it's amazing how lovely those hampers look..they're great for kiddies too...you at least have time to think about it ..hope you get well soon xxx
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Sea, glad to see you've got your debt-busting energy back - amazing when you've got full-time work and illness to contend with!

    I'm going to have a look at the hampers thread. I haven't even thought about xmas yet, my heart sinks at the thought. Though actually I don't spend very much usually, just my own children, 2 nephews and niece, and two adults (my family is huge so we do a draw and each person only buys for two others).

    Edited to say - which hamper thread? There are a lot!
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    the finished hampers one - it took me a few hours to read last night, but there are loads of photos to inspire and they are all so friendly and helpful! :D

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    oooh off work again but been all inspired to sort stuff out today when I read Hypnos diary - she's on fire today!

    So far I've just been catching up on house stuff - done the washing up, rebooted the washing, done a spot of ironing, sorted out hampers - well, putting in different bags what I've already got!.

    Now I need to write shopping list, menu plan, file the bills, collect prescription, hoover, sort!!

    I should be able to get this done easily. Fingers crossed! Will be on here through out the day trying to get inspiration though :D

    Also must put together a christmas budget as I can see myself overspending as usual, but I'm so hapy with the ideas I've put together so far as I think they'll be really loved! :D

    Anyhoo, best get on!

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Blimey, Sea, I thought *I* was setting out to achieve a lot! You are even more on fire than me :rotfl:

    I hope you manage to get it all done without wearing yourself out.....I am running out of steam already :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Just having my third tea of the morning and telling myself to tear myself away from the computer!! It's so hard :D

    Mind you...need to put the kettle on again so might do 15 mins from 11 and see what i can get done!

    sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well, I have drafted some letters on the laptop, now need to get off my bum and out to my cabin which is where my printer is......no point writing letters if I am not going to print them out and send them off.........

    See you with a cuppa in a while x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Wel, I'm back with my cuppa! Done more washing, put it away, filed the paperwork, wrote a few cheques and letters that needed doing. Just need to leave the house to send them, but will have lunch first (cooking now- last night's potatoes, sauted with egg and beans!) and also tryto do a few more things - need to pay the gas and electric bills as well as contact CCCS, but not sure if my voice will hold out!

    how gutted am I about a survey I was invited to last night - woul dhave got £15 for 30mins chat and I couldn't do it as no voice - ARGHHHHHHHHHHHHH.
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
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