Time to be completely honest

ZTD

Sea78 wrote: »

Why have I been so stupid?

Stop beating yourself up about it. It's done. The more emotion you invest into doing that sort of thing, the less likely you are to face up to it, and hence cut it short, in the future.

Just have a look-see, and then you'll know.

hypno06

((((((hugs))))) all round I think xxx

Sea78

Right, my mum isn't coming tonight as the weather is looking so dodgy so she's going to do wednesday instead. Bit of breathing space with the house at least!

No water as yet.

Right - had a look - random money taken out of cashpoint - spent on who knows what - £130
£100 - spent this weekend on getting to the hotel, food (shocking considering I didn't even eat!!Had DS's main course),etc
£100 (jsut shy of) on the outrageous phone bill already mentioned on my diary!
Post office - sending stuff - £45
RC Online - big fat waste sofar as website is rubbish - £50
Car tax - £64 (but had this saved and transferred it over)
MOT - £50 (as above)
S's school dinners for hte half term - £68
pub lunches when desperate to get away from OH (yes, I know) - £15
Supermarkets= £130.

So not really sure how I've managed to spend/fritter away stuff.

A lot of it is in the budget - (not all outlined here) but I've worked out that I've spent about £440 - !!!!!!?!!!!

I don't understand it at all. My figures don't work out - will go and check that all money did transfer over ok.

Oh, I can't - ING Direct not working at the moment.

Need to do a spending diary and NOT SPEND ANYTHING ELSE.

Sea xxx

hypno06

More ((((((hugs))))))

Sea78

And I'm also £200 short this month anyway as OH has paid that off his CC that is apparently at it's limit.

Oh joy.

Thank goodness my dad gave me that money, which has now all gone. On nothing.

I need to change this spending!! Thought I had but obviously not...when I haven't got it, I don't spend it, but then the second I get any, I fritter it all away.

sea xx

ZTD

Sea78 wrote: »

RC Online - big fat waste sofar as website is rubbish - £50

Can this be cancelled/refunded?

Sea78 wrote: »

[STRIKE]
Car tax - £64 (but had this saved and transferred it over)
MOT - £50 (as above)[/STRIKE]

Don't count - budgetted.

Sea78 wrote: »

S's school dinners for hte half term - £68

Budgetted I hope...

Sea78 wrote: »

Supermarkets= £130.

What's your normal spend?

Sea78 wrote: »

So not really sure how I've managed to spend/fritter away stuff.

A lot of it is in the budget - (not all outlined here) but I've worked out that I've spent about £440 - !!!!!!?!!!!

I don't understand it at all. My figures don't work out - will go and check that all money did transfer over ok.

Oh, I can't - ING Direct not working at the moment.

Look at it from the other end then.

Sea78

I've investigated and I don't think some of the money transferred over - hmm.

I will also investigate the RC thing - don't think I can get a refund/cancel now as I've been using it for nearly 2 weeks, but I will check now.

Just a little frustrated. I know I have spent too much on stuff i don't need and have spent because it was there, but I could have used that for much more exciting things!

ZTD

Sea78 wrote: »

And I'm also £200 short this month anyway as OH has paid that off his CC that is apparently at it's limit.

Oh joy.

A little bit of communication probably would not have gone amiss there, but never mind.

Sea78 wrote: »

Thank goodness my dad gave me that money, which has now all gone. On nothing.

You don't know that yet - depends on what you did buy.

Sea78 wrote: »

I need to change this spending!! Thought I had but obviously not...when I haven't got it, I don't spend it, but then the second I get any, I fritter it all away.

Loads of people are like that. Now just sit back, and take deep breaths and relax. No use in being worked up about it.

Everything works better when you're calm.

Can you remember what you spent the cash on?

Seaxwyn

Sea, it's annoying certainly, but not the end of the world. Think how much you're paying off each month. A spending diary is a good idea but we all have the odd blip so don't take this one to heart, just move on. Maybe cancel the RC if its no good though.

In_Search_Of_Me

aww big hugs sounds like youve hd a BAD day...whats done is done! Just start afresh tomorrow & get back on track...also thinking of cancelling RC as just donet use it! Diary is useless at best Hope all s better tomorrow, Have an early night & chill for the rest of the eve! Going to do the same myself! Big hugs...