In hell: the B.W. Fox debt journal

chunky79

Hi BW sounds like all is going really well x

Just a point i make handmade cards and i only make them for my specials (close relatives)as they do not work out cheaper, for everyone else i go to card warehouse and pay 59p. Homemade seem cheaper but when you add up the total cost of the materials somes card can cost about £2.50 to make.

Also i do know its a way off but seriously if you can afford it put £2 or more a week in a tin until xmas. I always go sale shopping and the day after boxing day i hit town. I buy all my gifts for adults and kids birthdays and adult gifts for the following xmas obviously all half price. If you only buy a few gifts in then you have less to worry about through the year and it was budgeted for too.

B.W._Fox

Storm wrote: »

Sounds like a plan to me - so is your wife in agreement with the short-term loan plans?

Are you enjoying your new job? I think when you first started you found it a bit strange, so I'm hoping you've settled in & are loving it!

Settling in, a bit of nervous energy yet. I'm starting to find my feet.

I spoke to my wife and as long as I'm within £1000 or so she'll help me out. But she does want a signed letter from me as a promissary note that the money will be accounted for and will go straight back into her account on the 1st.

So, it's get-nervous time on all fronts.

B.W._Fox

catewithers wrote: »

Sounds like things are going well for you Foxy. So glad for you.

Like Storm, I hope you're feeling a bit more settled in your new job.

Fingers crossed. I hope it works out.

B.W._Fox

chunky79 wrote: »

Hi BW sounds like all is going really well x

Just a point i make handmade cards and i only make them for my specials (close relatives)as they do not work out cheaper, for everyone else i go to card warehouse and pay 59p. Homemade seem cheaper but when you add up the total cost of the materials somes card can cost about £2.50 to make.

Also i do know its a way off but seriously if you can afford it put £2 or more a week in a tin until xmas. I always go sale shopping and the day after boxing day i hit town. I buy all my gifts for adults and kids birthdays and adult gifts for the following xmas obviously all half price. If you only buy a few gifts in then you have less to worry about through the year and it was budgeted for too.

Thanks for the heads-up, I think a personalised e-card might be the best solution!

I've started a piggy bank for Xmas and big occasions, so it's all coming together.

B

Storm

Cool - sounds like things are on the up for you!

Piggy bank is very good idea - have you thought about doing a £2/20p jar or something? I started collecting £2 coins in February, and I've got £100 now!

catewithers

B.W._Fox wrote: »

I spoke to my wife and as long as I'm within £1000 or so she'll help me out. But she does want a signed letter from me as a promissary note that the money will be accounted for and will go straight back into her account on the 1st.

Blimey! That's a bit full on!

B.W._Fox

Storm wrote: »

Cool - sounds like things are on the up for you!

Piggy bank is very good idea - have you thought about doing a £2/20p jar or something? I started collecting £2 coins in February, and I've got £100 now!

I don't spend a lot of cash! as most of my purchases are with my debit card. But I do have some shrapnel in a bag totalling about £6.

I've got about £58 set aside for Xmas and our anniversary already.

B.W._Fox

catewithers wrote: »

Blimey! That's a bit full on!

Well, it gives you an idea of how my wife prizes her money.

Actually, she just offered to lend me the money now, for my upcoming birthday, as she can't find me a present (it doesn't help that I'm not fussy). But I'm at the low ebb money-wise, so that's a lot of cash.

She wishes I was a woman; she was walking through Covent Garden today and found the handbag.

I may settle for a pair of cycling shorts, a book or a CD.

elantan

i tell you if i was single i would fight her for you ...you must really love her ...glad the new job is working out ok and the budget is looking spot on

catewithers

elantan wrote: »

i tell you if i was single i would fight her for you ...you must really love her ...glad the new job is working out ok and the budget is looking spot on

I'll second that!