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If at first you don't succeed...

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Comments

  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Very nice man accepted my holiday cancelation :)


    Next month that will be an extra £450 that can go to overpay - I will be aiming for £1,900 in total - I really want to get under £40.000

    You can do it :)
    That's a MASSIVE overpayment
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • Dyed my hair last night for the first time ever. I don't look too freaky so won't have to go to emergency hairdresser. Is a bit darker than I thought but it should fade. My roots were getting very obvious so it had to be done.


    Bought lots of potted herb last night:
    2 x mint
    2 x oregano
    2 x thyme
    2 x rosemary
    chilli plant


    All for €16. I know it sound a lot - but I usually buy fresh herbs in the supermarket in little packets and here those packets cost about €2.50 each. Chillis cost even more. So I have "calculated" that in about three weeks I will be break even - if I can keep them alive.


    Tonight I want to plant them - which means I am going to try and build a herb garden just outside my kitchen window. This could prove interesting.
    Mortgage March 2013: [STRIKE]£55,956 [/STRIKE]£38,500 (aim to pay off by 2020)
    Overpay aim 2013: £9,974/ £5,000 :T:T:T
    Overpay aim 2014: £3,800/£12,000
    Kitchen and curtain fund: €1,000 / €4,000
    Emergency fund: €1,000 / €2,000
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Dyed my hair last night for the first time ever. I don't look too freaky so won't have to go to emergency hairdresser. Is a bit darker than I thought but it should fade. My roots were getting very obvious so it had to be done.


    Bought lots of potted herb last night:
    2 x mint
    2 x oregano
    2 x thyme
    2 x rosemary
    chilli plant


    All for €16. I know it sound a lot - but I usually buy fresh herbs in the supermarket in little packets and here those packets cost about €2.50 each. Chillis cost even more. So I have "calculated" that in about three weeks I will be break even - if I can keep them alive.


    Tonight I want to plant them - which means I am going to try and build a herb garden just outside my kitchen window. This could prove interesting.


    IMO that's very MSE!
    Mint, Rosemary and Thyme are quite hardy in my experience. Mint will take over tho if you let it (its lush for fresh mint tea tho!)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • Thanks for the heads up about the mint LauraJo - I have given them their own pot so they do not interfere with the others!


    I am going to have an expensive week! Just had to get four new tires yesterday for my car. Had no tread left on the old ones! But I paid for it with this months money so will be left with more money next month to overpay.


    Am heading for an NSD today though - I don't get many of those :o
    Mortgage March 2013: [STRIKE]£55,956 [/STRIKE]£38,500 (aim to pay off by 2020)
    Overpay aim 2013: £9,974/ £5,000 :T:T:T
    Overpay aim 2014: £3,800/£12,000
    Kitchen and curtain fund: €1,000 / €4,000
    Emergency fund: €1,000 / €2,000
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Fresh herbs are beautiful, to eat, smell and look at. Well worth the pennies :)

    I have whatever the opposite of a green thumb is, my mint plant got down to death's door and now it's HUGE, so you should be okay by my reckoning ;)
  • Calfuray - I like to think I have a brown thumb. I plant it, it's green - I look after it for a while and it turns brown. The only survivor so far is Lavender. I planted them when the were really small and now thet are practically bushes - am very proud.
    Mortgage March 2013: [STRIKE]£55,956 [/STRIKE]£38,500 (aim to pay off by 2020)
    Overpay aim 2013: £9,974/ £5,000 :T:T:T
    Overpay aim 2014: £3,800/£12,000
    Kitchen and curtain fund: €1,000 / €4,000
    Emergency fund: €1,000 / €2,000
  • Just sorted out this months finances. Have sent £2,000 to overpay and am now finally in the 30s :)


    So £2,800 down and £9,200 to go this year
    Mortgage March 2013: [STRIKE]£55,956 [/STRIKE]£38,500 (aim to pay off by 2020)
    Overpay aim 2013: £9,974/ £5,000 :T:T:T
    Overpay aim 2014: £3,800/£12,000
    Kitchen and curtain fund: €1,000 / €4,000
    Emergency fund: €1,000 / €2,000
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    What a lovely looking sig!! Congrats :)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • Goldiegirl
    Goldiegirl Posts: 8,821 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Rampant Recycler
    We'll done on cracking the £40k barrier!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
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