BENEFIT CAP-Down almost £7000 help!!!

mysterywoman10

withabix wrote: »

How much is/are the childrens' father/fathers paying in Child Support please?

I think the OP said he had been made redundant.

bloolagoon

mysterywoman10 wrote: »

I think the OP said he had been made redundant.

The op has also removed her posts of severely disabled child with high needs and wheelchair, mobility posts, once pointed out that DLA exempts the cap.

bloolagoon

mysterywoman10 wrote: »

I haven't seen the thread so a link would be interesting please.

https://forums.moneysavingexpert.com/discussion/4515653

mysterywoman10

What I see is someone budgeting for a bankrupcy which many posters pointed out. They have disabiities and it seemed a non troll post.

It also appears the debts were incurred before receiving large amounts of benefits.
You cannot get £47,000 worth of unsecured debt on benefits income alone.

Bi-ipolar as you know is a serious mental illness which can lead to excessive spending.

I see there was mention of Martin intervening!!

That is my initial take on it and I haven't read every single post because most of them were full of the usual diatribe from the judgemental anti benefits brigade. So pretty much the same as here really.

ArtoDeeto

Due to the new cap I lose over £90 a week plus get an £800 council tax bill. I am a single mum of 6 under 12's and can't make ends meet as is. Trying like mad to find a job but 12mths with no luck, I don't live in an area where there are many. Haven't slept properly for months worrying about it and it seems there is no-one to help.

How about their Dad?

cheap_charlie

bloolagoon wrote: »

https://forums.moneysavingexpert.com/discussion/4515653

OP of that thread has bipolar and his wife is disabled too.

Martin has frequently mentioned how those with mental health issues frequently get into debt and cannot manage money - it depresses me that this couple are being used as an example by the holier than thou on this board.

desperatemumof6

Thanks.

Just a quick update, still no job, the council tax benefit is correct and I do have to pay over £800, each council sets its own so I am looking into an exchange moving to another cheaper area. I don't smoke drink or have any expensive habits or holidays so everything is already basic. I have cancelled my home phone and broadband, not entirely sure how the elder children will do for homework as everything has to be emailed in and Internet based research.
I have been through my entire house and listed on eBay every spare thing I can find, joined a mass of questionnaire sites and am now a member of every money advice site I've found. Currently doing my big shop of a little over £40 a week, fruit and things like fresh milk (we use powdered) have had to go hopefully on a temp basis.
So fingers crossed!

Penny-Pincher!!

desperatemumof6 wrote: »

Thanks.

Just a quick update, still no job, the council tax benefit is correct and I do have to pay over £800, each council sets its own so I am looking into an exchange moving to another cheaper area. I don't smoke drink or have any expensive habits or holidays so everything is already basic. I have cancelled my home phone and broadband, not entirely sure how the elder children will do for homework as everything has to be emailed in and Internet based research.
I have been through my entire house and listed on eBay every spare thing I can find, joined a mass of questionnaire sites and am now a member of every money advice site I've found. Currently doing my big shop of a little over £40 a week, fruit and things like fresh milk (we use powdered) have had to go hopefully on a temp basis.
So fingers crossed!

Use frozen veg, tinned basic veg as its just as nutritious, lasts longer and can be used when you want. Make soups with lentils, kidney beans etc. Meal plan all meals and snacks etc.

Do you not get any help from the father?

Milk and more have a £5 off a £10 spent at the moment and Sainsbury's have a £12 off a £50 spend.

NPowerUser

Iceland are good value for things like the basics, eggs, bread, milk etc.

4 pint milk at Iceland is £1.00 all year round.

~Chameleon~

mysterywoman10 wrote: »

What I see is someone budgeting for a bankrupcy which many posters pointed out. They have disabiities and it seemed a non troll post.

It also appears the debts were incurred before receiving large amounts of benefits.
You cannot get £47,000 worth of unsecured debt on benefits income alone.

Bi-ipolar as you know is a serious mental illness which can lead to excessive spending.

Totally agree!!

Re your comment about getting large amounts of unsecured debt whilst on benefits, I'm afraid you can! You don't have to prove your income to apply for credit cards and if you maintain a good credit history they can be very generous indeed.